Workers comp refers to workers compensation, a part of business finances when a worker claims they were injured during work and would like to be reimbursed for medical treatment and procedures, as well as lost time of work.

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What A High Experience Mod Means and How It Can Affect You

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You've just seen your Experience Modification Rating (EMR) and it is high again. Or your worst-case scenario, it has gone up again. Year over year, you've spent time shopping for your insurance due to your high EMR. It is time to stop shopping…
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When An Employee Refuses Medical Injury Treatment For Potential Workers Compensation Claim

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Is your employee refusing medical injury treatment for a potential worker compensation claim? Based on the geographic location of your business, many state workers’ compensation statutes limit and mandate certain employer actions when a worker…
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Home Health Care Agencies Enjoy Lowest Workers Comp Rates For 2019 to 2020 Term In NY

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If you own home health care agencies in NY State the loss cost assigned by the  NY Workers Compensation Rating Board governing the predominate labor class codes for Home Health Care Agencies have decreased by approximately 43% since 2017 for…
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Long Term Safety Solutions: How New Equipment Can Boost Profit for a Company

There have been some recent trends in new pieces of personal protective equipment, or PPE. For example, equipment is becoming more personalized and comfortable. New respiratory devices are being produced that allow users to have facial hair,…
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Determining the Best Way to Alleviate Risk Surrounding Repair Work

Too much of a good thing is a very real thing when dealing with insurance. Sometimes less is better when dealing with repair work coverage. What makes it even worse, is that a lot of people struggle to understand the complexities of endorsements.Seen…
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New Sexual Harassment LawsPassed: Great for Employees, but What does it Mean for Employers?

Recently, a new bill was passed that will revolutionize sexual harassment laws in the state of New York. When it comes to sexual harassment and discrimination in the workplace, a few main changes have been made. First, there is a lower threshold…
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Workers Comp Claim: How To Prevent Hiring Your Next One

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Did you know that MOST workers comp challenges originate from the moment you send that offer of employment letter out?   If you didn't, you are not alone. When you hire a new employee, you inherit their ENTIRE medical history!…
How to Spot False Workers Compensation Claims

How to Spot False Workers Compensation Claims

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You're probably looking online for an answer on "How to Spot Workers Compensation Claims". Well, it's probably the most often repeated refrain when we speak to folks whose companies are suffering under the high cost of employee injuries. They…
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Workers Compensation Cost Containment Program

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Terms You Should Know When Building A Workers Compensation Cost Containment Program  There is a wide variety of workers compensation insurance terms anyone should be familiar with.  Here are a few basic workers compensation claims terms…