Workers comp refers to workers compensation, a part of business finances when a worker claims they were injured during work and would like to be reimbursed for medical treatment and procedures, as well as lost time of work.

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Self Insured Trusts

Why Current Economic Conditions Are Perfect To Restructure Your Insurance Program

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In our opinion, there is no better time to consider alternative risk transfer as a strategy to get more cost-efficient with respect to your current commercial property insurance, commercial liability insurance, workers compensation insurance,…
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How Workers' Compensation Class Code #8873 "Telecommuter Reassigned Employees" Can Help You Save Money On Your Insurance Premium

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The New York Workers’ Compensation Insurance Rating Board (NYCIRB) has released a new class code for ‘Telecommuter Reassigned Employees’. If you are a business owner you might be wondering how do I adjust my workers' compensation rates…
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COVID-19 on NYS Workers Compensation

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The COVID-19 outbreak has spread all throughout America, but most notably in New York. Considering America’s largest metropolitan hub is New York City, when the disease hit it was bound to be catastrophic. Due to the heavy outbreak in New…
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Work Injuries - Main Types and Causes

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Work injuries are all too common in the workplace. Just this year alone, workplace injuries will cost businesses over $59 billion, and that number continues to increase every year. Among the list of top workplace injuries, the “usual suspects”…
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Heat Injury and Illness in the Workplace

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An Under looked problem Heat injury and illness is a serious work-related danger that affects millions of American workers each year. Not only do heat injuries directly cause injuries/illness, but at times they are the underlying reason for…

Requiring Sunscreen as PPE

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The dog days of July and August have come. And with those months come extreme heat, humidity, and higher risks of staying in the sun. Injuries and illnesses related to heat are real and affected millions of workers a year. Sunstroke, severe…

Hand Sanitizers Risks in the Workplace

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Hand Sanitizer Problems According to a recent event that occurred on a construction site, the Mechanical Contractors Association of America has announced to be extra cautious with brand-name liquid hand-sanitizers at the workplace. Many of…
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Who Is Exempt From Workers Compensation Coverage?

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The New York workers' compensation insurance law requires the majority of employers to have appropriate workers comp insurance coverage in place. However, there are three key exemptions. Sole Ownership If you run your business alone and don’t…
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Healthcare Safe Patient Handling

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Healthcare employees are a prime target for on-site injury. The main reason is their job consists of manual labor that usually deals with people. Activities such as lifting/handling human patients are common in the workplace for healthcare employees.…