Small business has been known as the “backbone” of America, as its success rate is unique to America and few other countries alone. However, to succeed in small business there are certain steps to nail, one including buying the correct insurance packages that suit your businesses individual needs for risk protection.

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Steps To Avoid Employee Pay Discrimination in New Jersey

New York Employment Laws Will Affect 2020 Employees

2019 was a big year for New York employment laws and these changes will affect your employees moving forward in 2020.    Here is a breakdown of the new legal changes:   Increases to Employers’ Exposure to Discrimination…
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Why The Commercial Insurance Marketplace Fails Your Business

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Simply put, the insurance claims goals between most commercial insurance buyers and the carrier / brokers heretofore named the insurance marketplace are misaligned. The goal of a savvy insurance buyer is to transfer as much risk to the…
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How To Manage The 50 Or More Employee Health Mandate For Small Business

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For businesses on the cusp of 50+ employees there now stands a major dilemma. Increase staff, hire independent contractors; stop growing? Due to a new law going into effect in 2014, if a company hits the 50 full-time employee threshold it will…
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Protecting Your Employees and Your Business

Does your business have the proper amount of workers’ compensation? Unless you are eligible for a legal exception, all businesses in New York State are required to carry this type of insurance. It is designed to kick in after an accident…
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Taking On Your First Employees

Is your small business in New York growing so fast that you need to start hiring help for the first time? Congratulations! Becoming an employer rather than a solo business operator is likely to have implications for many aspects of your business;…
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Home Based Business – Where Do I Start? Will I Need New York Workers Insurance?

Are you planning to start a home-based business in New York?  Before you launch your business it’s important to consider the insurance implications of working from your home, such as home insurance, business insurance and New York workers…
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Monitoring your Business and the Local Environment for Risks

One vital aspect of running a business is being able to understand the risks you face. Once you have a handle on that, you are in a much better place to initiate strategies for risk management. NY is a big, busy city with a large population…
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IRS Releases 2012 Calendar for Small Business

The Internal Revenue Service just released their 2012 calendar for small business which includes all of the neccessary filing dates for most of your perfunctory transactions.   Although the corporate filing deadline remains  March…
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Protecting your Supply Chain

Operating a business means maintaining complex operations. Streamlined operational procedures are vital - not least for keeping track of all the potential loose ends in your supply chains, which may be key for your risk management. NY is one…