Risk management refers to dealing with a businesses risks. How they transfer or efficiently self-manage each area of risk is how a company succeeds or fails financially.

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Understanding The New York State Insurance Fund Reservation of Rights Process

Executing the NY State Insurance Fund Reservation of Rights protocol is critical if you do not want to be surcharged for leaving the NYSIF. As you may be aware if you want to leave The New York State Insurance Fund for greener pastures or…
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4 Types of Insurance To Consider Purchasing For Home Health Care Agencies

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Being prepared with the right home health care insurance will help you develop a strong system in your company. It’s important to have a tight process so everything is clear and understood. When opening your own home healthcare agency there…
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Discover Return To Work Program Benefits That Are Easy To Implement Within Your Organization

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A return to work (RTW) program allows employees to come back to a job while they are still injured. These employees aregiven a light or modified work instead of not working while they are injured. This workers' comp cost control tactic has…
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New Sexual Harassment LawsPassed: Great for Employees, but What does it Mean for Employers?

Recently, a new bill was passed that will revolutionize sexual harassment laws in the state of New York. When it comes to sexual harassment and discrimination in the workplace, a few main changes have been made. First, there is a lower threshold…
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Access to Medical And Exposure Records

In some work environments, employees can be exposed to a number of toxic and non-toxic elements. Employers are mandated to keep records of these exposures for a minimum of 30 years from the last date of entry in accordance with OSHA’s Standard…
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Serious Workplace Injuries: The Top 10 Causes

Recently Liberty Mutual released their annual workplace safety index documents which included the "Top 10 Causes Of The Most Serious Workplace Injuries". These injuries cause employees to miss 5 or more days from work or were fatal. Liberty…
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National "Safety Stand-Down" Week 2019

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OSHA announced May 6-10th is "National Safety Stand-Down" week. Falls are the number 1 on the job cause of death for the construction industry. Here is a list of resources & ideas for events and conversations to have with your employees…
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Workers Comp Claim: How To Prevent Hiring Your Next One

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Did you know that MOST workers comp challenges originate from the moment you send that offer of employment letter out?   If you didn't, you are not alone. When you hire a new employee, you inherit their ENTIRE medical history!…
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Buying Insurance Is A Flawed Process

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Frustrated by the commercial insurance renewal process...  Every year commercial insurance buyers dread going into "renewal season" attempting to try and get the best pricing for their insurance program. The entire process is flawed, as shown…