Risk management refers to dealing with a businesses risks. How they transfer or efficiently self-manage each area of risk is how a company succeeds or fails financially.

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How Many Hazards Do Your Employees Face at Work?

New York workers compensation insurance is mandatory to help cover employees who are injured while on the job. Many businesses make the mistake of not obtaining the proper insurance because they do not believe their property hosts any hazards.…

Hiring Practices To Help Prevent Child Abuse

Are you considering opening a home day care? It could be a very rewarding experience. Many mothers and fathers wish they were able to keep their kids with them instead of handing the job of raising their kids to a complete stranger and there…

Employee Errors which Could Lead to Workers’ Comp Claims

Do you need New York workers compensation insurance? It is typically required by law for all businesses with employees to carry this coverage. Even if you are excluded from this regulation however, you should still consider investing in insurance.…

Is Your Yard Safe for Children?

An important part of running a daycare at home is planning recreational activities. No parent wants to pay several hundred dollars a month to have his or her child sit in front of a TV all day. Planning physical activity and outdoor time is…

NY Workers Compensation Rates Rising 11.5% as of October 2012

On Thursday May 17th, 2012 the NY Workers Compensation Rating Board announced in RC Bulletin 2302 that effective October 1st, 2012 the NYCIRB proposes an increase in the "average" loss cost rating of 11.5%. We love it when they throw in…

Preventing Falls in Food Service

Slips and falls are typically common injuries in the food service industry. Workers in this industry have to carry heavy loads while moving quickly, which increases the chances of tripping or colliding with other workers. Cooking oils, flour,…

New York Workers’ Compensation Insurance

Small business owners with just a few employees naturally hope they’ll never have to deal with a workplace injury, yet in some cases their risk may be higher, particularly if they have few safety procedures in place in their small enterprise.…

Hot Tips On Covering Your Employee's Business Auto Insurance Liability Exposure

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Confused about auto insurance liability exposure? One of our most often asked questions is ;"We don't own any auto's , but our employees regularly drive on company business their own cars, how do we protect ourselves and our employees in the…

Memphis Bus Tours Visit Famous Music Sites

Are you considering opening a bus tour business in Memphis? Known as the birthplace of rock-n-roll, Memphis, Tennessee features numerous bus tours to the various music sites throughout the city. Music greats like Elvis Presley, B.B. King, Otis…