Risk management refers to dealing with a businesses risks. How they transfer or efficiently self-manage each area of risk is how a company succeeds or fails financially.

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6 Ways to Lower Your Workers Comp Experience Mod

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Is your business struggling with a high experience mod? Want to lower your workers' comp costs while decreasing your risk exposure? We've put together a short and sweet guide to lowering your workers' comp experience mod & costs as a…
worker needs help with new I-9 form

New I-9 Form Required - Do's & Don'ts

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Employers must begin using the new I-9 by May 7, 2013! Key revisions to the I-9 include additional data fields, more detailed instructions, and edits to the layout of the form which is now two pages. The requirement to use the updated I-9…

Summarizing Cuomo's NY Workers Comp Reform

Governor Cuomo announced last week that his administration plans to introduce new legislation to continue to improve the workers' compensation system and to attempt to provide relief to thousands of businesses. Cuomo's goal is to provide…

How To Manage The 50 Or More Employee Health Mandate For Small Business

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For businesses on the cusp of 50+ employees there now stands a major dilemma. Increase staff, hire independent contractors; stop growing? Due to a new law going into effect in 2014, if a company hits the 50 full-time employee threshold it will…

What Do the Top 600 Trade Contractors in the Country Have in Common?

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Below you will find New York and New Jersey trade contractors that have been included in ENR's top 600 speciality contractors of 2012 list. Want to see something interesting? The average experience mod of the companies we found below is a .866!…

NYC Fire Deaths Hit Record Low

NYC recorded the lowest number of fire-related deaths in its history in 2012. It's also the 7th year in a row in which less than 100 people died in a fire. The 58 fatalities last year were four fewer than the previous low of 62 in 2010.…

Lower Your Experience Mod By Recovering Your Claims Costs

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Philip was driving to pick up a tool rental for a construction job his company was working on when another driver rear ended his car causing Philip to sustain serious back injuries. Ultimately the workers compensation insurance policy purchased…

Governor Imposes Rules to Speed Sandy Insurance Claims

Last week Governor Cuomo imposed new emergency regulations on insurers. Doing so will aid hundreds of thousands of NY state residents whose properties were damaged or destroyed when Hurricane Sandy struck a month ago. The New York…

“Redshirting” Increasing Child Care Demand

Every September, the incoming group of kindergarteners becomes slightly older. As parents look to give every possible advantage to their kids, experts see a growing trend of redshirting, in which parents hold off on sending their children to…