Metropolitan Risk is a risk management and insurance brokerage firm in Irvington that serves to help find insurance for small businesses in the tri-state area surrounding New York City. Met Risk is the fastest growing risk management and insurance brokerage in Westchester county and is well reviewed and received by many to all of its clients.

Posts

Understanding the Difference Between Cost of Risk & Cost of Risk Financing: An Untapped Competitive Advantage

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If you are like most small to mid-sized organizations (under $1 billion in sales) then you should be prepared to define these two terms and understand their consequences for your business. Risk Financing is a fancy term for insurance. Think…

Working on a Wrap Project: You're Not As Protected As You Think

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I work with high risk businesses every day, and sometimes, when I think I’ve seen it all, something new comes around to surprise me. Many large construction projects will use a “Wrap” or an “OCIP/CCIP” (For more info on what this…

Important Updates to Your Experience Mod

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The NCCI (National Council on Compensation Insurance), is a group that calculates Experience Modification Factors for companies across the entire United States. Some states have their own rating bureaus due to their size and complexity. For…

Certificates of Insurance: Law Amendment Effective July 28, 2015

Effective July 28, 2015 an amendment to the insurance law made it illegal to request or issue a certificate of insurance with language of any kind (including warranties of coverage) not found in the underlying policy. Certificates of insurance…

Overtime Pay: The Exposure You May Overlook

As a business owner the responsibility of providing a safe, positive, and comfortable work environment falls on your shoulders. The unfortunate reality is that these responsibilities are not always upheld or maintained. To help protect businesses…

In-house Bookkeeper or 3rd Party Bookkeeper... Bookkeeper for Business Advice

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Multi-tasking is an everyday occurrence in businesses and is in most cases a necessity in order to get things done in a timely fashion. Author Steven Berlin Johnson describes multitasking as “skimming the surface of the incoming data, picking…

The “Perfect Storm” Liability Exposure for Owners/Developers & Contractors

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There is a contractual issue and an insurance issue which, together, combine to create a “perfect storm” liability exposure for Owners/Developers and Contractors. The exposure begins with the contracts you sign.  Most state the contractor’s…

Do You Pitch or Do You Hit?

One of my favorite bloggers, Seth Godin, recently posted on his blog about Pitchers and Hitters. His main point was that those who pitch control the game by deciding what pitch is thrown, where, to who. That is why they make more money than…
flood policy

New Flood Policy Surcharge Effective Today!

Be Prepared for an Increase… FEMA has scheduled a number of changes to occur on April 1st, 2015 that will impact the overall cost of many flood policies.  The one that stands out most to us is a new surcharge which will be implemented across…