Posts
The One App That Could Lower Your Insurance Costs By 30 Percent
Claims Management, Risk ManagementMobile App Insurance
If you are still using paper forms to report claims, you are on the losing end of the cost battle. Every company struggles with lowering their costs. The winners understand that lower costs equal greater market share or…
OSHA 300A Must Be Posted From Feb. 1st - April 30th
OSHA
Remember to complete and post OSHA Form 300A, which lists a summary of the total number of job-related injuries and illnesses that occurred during 2015. The form must be posted from February 1st to April 30th, 2016. Fines for not doing so…
Top Blog Articles for 2015
Risk ManagementBased on our analytics, these were the top read Blog Articles of 2015. We put a lot of time and thought into these. We are happy to see the dividends of our efforts. Every year business becomes more and more competitive which is why we must…
Follow-Up: NY State OKs Naming Entities as Additional Insureds Where Status is Blanket
Construction Practice Group Content, General Liability InsuranceOn December 18th, The New York State Department of Financial Services told the IIABNY that, where a liability insurance policy contains an automatic or blanket additional insured endorsement, certificates of insurance can name specific additional…
Owing Money to the New York State Insurance Fund
Workers Compensation Insurance, Workers Compensation Premium AuditsWe wrote this article to help folks understand what their options are when they want to return to the New York State Insurance Fund, usually because the private marketplace won’t provide coverage due to class of business or poor loss history.…
Important Update: Department of Finance New York Warns Not To List Additional Insureds When There’s Automatic Coverage
Risk ManagementAs of December 14th, 2015 the New York State Department of Financial Services has informed us that insurance producers (Agents & Brokers) may not list individual additional insureds on a certificate of insurance when the policy provides…
What To Expect When An Employee Goes Out on Disability
Risk ManagementIn New York, Short Term disability is an employer required program that pays 50% of pre-disability wages, up to a maximum of $170.00 per week (unless the employer provides additional coverage) to an employee who is unable to work, because of…
Late Reporting of Employee Injuries will Lead to NY Workers Comp Board Fines
Claims Management, HR Challenges, Workers Compensation InsuranceAt Metropolitan Risk, our best practice clients understand the critical importance of getting employee injuries into the workers compensation system. Each injury that goes undetected or unreported costs the employer up to 39% more for the same…
Event Planning & Event Management
Human Services Practice Group Content, Other
Risk Insights & Takeaways
Event organizers must shoulder a significant burden—they have full responsibility for balancing health, safety, and fun at their events. That means they are also culpable for any event-related health and safety…