Liquor are mixtures usually with higher BAC and when alcoholic fermentation has already finished, and has been mixed with grain, fruit, or vegetable. Some examples are rum, whiskey, or vodka. Liquor can severely intoxicate a person and can cause one to make poor decisions, meaning liquor liability insurance may be necessary.

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What Is Liquor Liability Insurance?

New York businesses that sell, produce, distribute or serve alcohol need to carry liquor liability insurance. Restaurants and bars where liquor is sold obviously need the protection of this type of insurance product but don’t forget that you…