Liability insurance is insurance coverage that covers those liable for an injury or incident that occurs. One can be insured id they are “additionally insured” on a policy, guaranteeing them coverage if a claim arouses as long as all parts of the policy are held.

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Ladder Safety Plan Is Critical To Controlling NY Construction Liability Insurance Costs

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Why Ladder Safety Is Important To Controlling NY Construction Liability Costs Falls from elevated surfaces are frequently listed as one of the top 10 causes of accidents in the workplace. Most of these accidents occur due to failure to follow…

The “Perfect Storm” Liability Exposure for Owners/Developers & Contractors

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There is a contractual issue and an insurance issue which, together, combine to create a “perfect storm” liability exposure for Owners/Developers and Contractors. The exposure begins with the contracts you sign.  Most state the contractor’s…

How These Companies Experience 48% Less Safety Incidents

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I had the opportunity to listen to Tony Robbins speak for the first time this past month. He spoke for nearly 3 hours about the power of “engagement” and how it can help you gain a competitive edge in both your business and personal…

NYC Fire Deaths Hit Record Low

NYC recorded the lowest number of fire-related deaths in its history in 2012. It's also the 7th year in a row in which less than 100 people died in a fire. The 58 fatalities last year were four fewer than the previous low of 62 in 2010.…

Workplace Accidents: Are Your Employees Safe?

New York State is home to a wide range of industries, from retail to construction. All workers, no matter how safe their occupations appear, are at risk of being injured on the job. This is one of the reasons workers’ compensation is…

In New York The Roads Can Be A Liability

In a state with as many practicing lawyers as New York, does anyone really need to be told about the importance of liability insurance in the Empire State? Discussions about liability insurance in New York may have more to do with how much you…

Liability Insurance for New Yorkers? Can We Help?

As New York business owners ourselves, we know how busy life can be in this city. New Yorkers consult us for a wide range of insurance needs, for in their personal and professional lives. We all live in a litigious culture and our insurance…