Liability exposure is essentially the chances an individual is sued or at fault for a specific injury. These chances are high or low depending on the legal terms within the insurance policy of liability roles within the business.

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What is Hired and Non-Owned Auto Insurance?

Non-Owned Automobile Liability If you do not own a car but frequently borrow other people’s cars, rent cars or use a car-sharing service, non-owner auto insurance offers you coverage if you cause an accident. Non-owned automobile…
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Losing Your Identity Through Your Phone Number: How SIM-Swapping Attacks Can Leave You Vulnerable

SIM-swapping is the latest way cybercriminals & hackers are performing attacks on your cell phone.  Could you be next? Picture this: It's Friday and you just got paid. You go to the ATM to withdraw $100 for the weekend. The message on…
OSHA Inspections and Fines

Did You Know It's a Felony for an Unsafe Work Environment?

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Did you know it's a felony for an Unsafe Work Environment? Did you know that having a blocked emergency exit could cost your organization about $130,000? Were you aware that safety and supervisory staff could face up to 25 years in FEDERAL…
Changes To Employment Practice Liability Laws Could Affect Your Business If You Are Not Careful

Is Your Organization Prepared For The Coming Changes That Could Increase Your EPL Risk?

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Rapidly changing times bring rapidly changing standards when it comes to things like diversity, harassment, and discrimination.  Employment practices liability has always had significant exposure but the current social climate adds a hypersensitivity…
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When An Employee Is Injured At Work More Than Once

Accident Intervention Plans are meant to reduce the risk of incidents occurring on the job more than once. If an employee is injured repeatedly on the job, then putting your plan in action may be long overdue. The focus of an Accident…
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Local Law 196 Outlines Site Safety Training Requirements for NYC Construction Sites

New York City’s Department of Buildings released requirements for Site Safety Training. For workers employed on projects with an active Site Safety Manager, Site Safety Coordinator, or Construction Superintendent, the following rules will…
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New Sexual Harassment LawsPassed: Great for Employees, but What does it Mean for Employers?

Recently, a new bill was passed that will revolutionize sexual harassment laws in the state of New York. When it comes to sexual harassment and discrimination in the workplace, a few main changes have been made. First, there is a lower threshold…
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Serious Workplace Injuries: The Top 10 Causes

Recently Liberty Mutual released their annual workplace safety index documents which included the "Top 10 Causes Of The Most Serious Workplace Injuries". These injuries cause employees to miss 5 or more days from work or were fatal. Liberty…
Are Site Safety Cards Required for All Construction Workers?

The Importance of a Work Site Accident Witness

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The Importance of Worksite Accident Witnesses Finding a witness to a worksite accident resulting in injury or property harm is of the utmost importance to contractors. A worksite accident witness is an integral component for the defense.…