Fires can occur from unsafe work conditions, hazardous lighting/electrical wiring, or mishandling of objects. Fires can cause huge claims and in turn, higher insurance premiums.

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NYC Fire Deaths Hit Record Low

NYC recorded the lowest number of fire-related deaths in its history in 2012. It's also the 7th year in a row in which less than 100 people died in a fire. The 58 fatalities last year were four fewer than the previous low of 62 in 2010.…