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What is Hired and Non-Owned Auto Insurance?
Other
Non-Owned Automobile Liability
If you do not own a car but frequently borrow other people’s cars, rent cars or use a car-sharing service, non-owner auto insurance offers you coverage if you cause an accident. Non-owned automobile…
Covering Your Out of State Exposure NYSIF Workers Compensation Policy
Construction Practice Group Content, Line of Insurance, Risk ManagementIf you have jobs, locations, work, or employees who are now working from home and you are covered by the NY State Insurance Fund you need to make adjustments to your workers' compensation insurance policy. Understanding the out of state exposure…
Important Update: Department of Finance New York Warns Not To List Additional Insureds When There’s Automatic Coverage
Risk ManagementAs of December 14th, 2015 the New York State Department of Financial Services has informed us that insurance producers (Agents & Brokers) may not list individual additional insureds on a certificate of insurance when the policy provides…
How Much Coverage Do You Need While On Vacation Around The World?
OtherGoing on vacation is a great way to relieve the stress and take your mind off of the day to day concerns and worries. New Yorkers love to travel to various destinations around the world for their vacations. New Yorkers tend to be savvy regarding…
Is Your Hired House Helper Covered By New York Workers Compensation Insurance?
OtherIt’s good to have a local insurance agent when you have questions regarding liability insurance. New York workers compensation insurance, for instance, may or may not be needed depending on your specific situation. There may also be the option…