Currently, businesses are closing left and right for good during the pandemic. Here is some business advice to your small company during these tough times.

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Personal Protective Equipment

Supervisors And Personal Protective Equipment

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Supervisors are one of the most important components to a tight workers compensation program. If a hazard is reported in the workplace, it is the supervisor's job to rectify it and do everything possible to protect his/her workers. Hazards…
competitive advantage

The Single Most Underutilized Tool to Gain a Competitive Advantage - Profit & Loss Statement

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As fall approaches each year, it triggers our strategic thinking about our company goals for the next year and how we will achieve them as an organization. I am sure if you are taking valuable time to read this, you also have the foresight to…
safety poster

"Careful Our Daddies Work Here" Site Safety Posters Are Here

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As you and your team are well aware,  maintaining a safe work site pays huge dividends to the long term cost structure for your company. With the high cost of employee injuries impacting both your future workers compensation & liability…
osha 300 log

How Do You Know if an Incident Must be Recorded on Your OSHA 300 Log?

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9/19/14 UPDATE: [OSHA has issued a final rule requiring employers to notify OSHA when an employee suffers a work-related hospitalization, amputation, or loss of an eye. Under the revised severe injury rule, employers will be required to notify…
getting out of assigned risk

How to Navigate Out of New Jersey's Assigned Risk Plan

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WHAT is Assigned Risk? Most states require companies to effectuate a workers compensation policy in order to legally run their business. However, carriers can decide not to insure certain companies because of the risks associated with a company’s…
heat exhaustion

Beating the Heat in the Dog Days of Summer

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We have just entered the "Dog Days of Summer," or in other words the hottest part of the year. While protecting yourself or your employees from heat exhaustion seems like common sense, about 675 people die in the U.S. every year due to heat-related…
insurance broker ROI

Leverage These 3 Insurance Brokerage Services to Lower Your Costs & Gain a Competitive Advantage

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In today's evolving marketplace, many best practice firms are leveraging their vendor partners for extra services, driving extra value to their organization. The insurance brokerage relationship is one of the primary areas these firms are mining…

Did You Receive a Letter Regarding NY Department of Labor ICR 59?

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Did you know if your company is located in New York, has annual payroll over $800,000, and a workers comp experience mod. over 1.20, you are required to go through safety procedures? It's true. In 1996 Gov. Pataki signed into Law Legislative…
light duty job example

Using Light Duty Jobs to Lower Your Workers Comp Costs

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Okay, you’re a business. You have employees that get injured, creating workers comp claims, and then driving up your premiums. More money spent. Unfortunately, some of these workers comp claims are unavoidable as there is no way to escape…