Are you considering opening a bus tour business in Memphis? Known as the birthplace of rock-n-roll, Memphis, Tennessee features numerous bus tours to the various music sites throughout the city. Music greats like Elvis Presley, B.B. King, Otis Redding, and Johnny Cash recorded in this legendary town at the beginning of their careers as they helped usher in the rock-n-roll era. Bus tours are a popular business in Memphis, and your Memphis insurance company may provide appropriate policies for a bus tour business. Tour buses take passengers to musical sites like Sun Studio, Beale Street, and Graceland, and they require the right insurance to cover the bus and passengers.
Bus insurance policies vary based on the number of vehicles in the fleet, and their function, such as charter, shuttle, school, or tour buses. Liability is one of the biggest concerns when looking for the right insurance. Carrying passengers is the main risk involved in a bus tour business.
Commercial auto liability insurance may cover injuries to passengers and damage to property in the event of an accident. Adding physical damage insurance may provide coverage for damage done to the bus in an accident. Workers’ compensation is necessary in the event an employee suffers an on-the-job injury. Other types of coverage are available based on the needs of the individual bus tour business, and if you are considering into a business of this type, a Memphis insurance agent may be able to provide you with helpful details as you consider your options. Contact our agency for more information.
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