Ladder Safety Plan Is Critical To Controlling NY Construction Liability Insurance Costs

Why Ladder Safety Is Important To Controlling NY Construction Liability Costs

Falls from elevated surfaces are frequently listed as one of the top 10 causes of accidents in the workplace. Most of these accidents occur due to failure to follow basic ladder safety. In New York a fall from a height may trigger Labor Law 240 or Labor Law 241 also know as the scaffold law. According to Howard Klar partner at Gallo Vitucci & Klar the average award for a labor law case is over 7 figures. When your insurance company gets punched in the face with a labor law claim; you need to know they are going to turn around and punch your companies insurance renewals hard, for 5 years! That is why at Metropolitan Risk we suggest building out a ladders last program. When ladders are an absolute must on a job site then implement these tips if you want to control your NY construction liability costs.

Below we highlight some basic ladder safety tips. If you want a copy of our Ladders Last Program Pack CLICK HERE.  It includes as how to guide and hand outs for your line labor staff for tool box talks and safety training.

Setting up Safely

Make sure you select the correct ladder for the job—check the length and duty rating. Proper length is a minimum of three feet extending over the roofline or working surface.

Inspect your ladder before each use for loose or damaged:   

• Steps
• Rungs
• Spreaders
• Rung dogs
• Safety feet
• Other parts  

Clear the area where you will be working. Never place a ladder in front of a door that isn’t locked, blocked or guarded.

Because metal ladders conduct electricity, use a wooden or fiberglass ladder near powerlines or electrical equipment.

Check that all locks on extension ladders are properly engaged before placing your ladder on a steady surface. The ground underneath the ladder should be level and firm. Large, flat wooden boards braced underneath a ladder can help level it on an uneven surface or soft ground. Straight, single or extension ladders should be set up at approximately a 75 degree angle.

Use the 1:4 ratio to ensure your safety when on a ladder. Place the base of the ladder one foot away from whatever it’s leaning against for every four feet of height up to the point of contact for the top of the ladder.

Use Caution When Using Your Ladder:

Always exercise caution when using a ladder and do not use a ladder for any other purpose than intended. Too often we see ladders being used as make shift scaffold or bridges. Really bad idea. Spend the extra money and rent the proper equipment for a day. It will be far cheaper in the long run.

 Other safety considerations include:

• Make sure the weight that your ladder is supporting does not exceed its maximum load rating (user plus materials). And only one person should be on a ladder at a time.
• Keep your body centered between the rails of the ladder at all times. Do not lean too far to the side while working. Never overreach. Instead, descend from the ladder and move it to a better position.
• Do not step on the top step, bucket shelf, or attempt to climb or stand on the rear section of a stepladder.
• Always face the ladder when climbing up or down. Never leave a raised ladder unattended.
• Slowly step down from a ladder if you feel dizzy or tired.
• Non-slip footwear should be worn at all times when on a ladder.

By minimizing ladder accidents by adhering to these safety and prevention tips you will prevent having a large NY construction insurance liability claim.  If you have further questions or concerns download our Ladders Last Program Pack or contact Metropolitan Risk Advisory at (914) 357-8444 today!