Commercial General Liability Insurance
Commercial Umbrella or Excess Liability Insurance
Workers’ Compensation Insurance

Employment Practices Liability Insurance
Directors & Officers Liability Insurance
Cyber Liability Insurance
Environmental Liability Insurance
Commercial Auto Insurance
Products Liability Insurance
Professional Liability Insurance
Commercial Property Insurance
Commercial Crime
Builders Risk Insurance
In-Land Marine Insurance
Flood Insurance Insurance
Risk Advisory
Home Insurance
Auto Insurance
Personal Umbrella Insurance

Personalize Our Risk Management System For Your Business

Consolidate all your claims, risk, and insurance data across your vendors so you can gain valuable insights and make informed business decisions Learn More

Don’t Buy Insurance Manage Your Total Cost of Risk

Why stress over TRYING to save a few points on the line item of insurance when you can focus on managing your TOTAL cost of risk.

Shopping Around For Commercial Insurance Doesn’t Guarantee The Best Price

We use innovative techniques to help businesses improve safety, reduce risk, reduce losses, and as a result their insurance premiums. In fewer words, we help you turn insurance into a competitive edge

We’ve had the pleasure of working with some great companies:

” We originally engaged Metropolitan Risk as a consultant to help us manage our out of control work comp insurance costs. After 6 months working together we felt like we had control back. Ultimately we became so good at managing our work comp claims that we moved away from the NYSIF , back into the private market place. The last two years now we have received dividends in the mid six figures as a result of our fantastic claims experience. We had no idea any of this would have been possible if not for the partnership with Met Risk!”  ( Danielle Mitchell – CHP – Oct 2023 )

Daniel MitchellHuman Resource Director - Children’s Home of Poughkeepsie Childrenshome.us

“We engaged Metropolitan Risk upon recommendation from one of our Board Members who had a prior experience w the firm. They said Met Risk is the most intelligent , forward thinking risk and insurance advisory firm they ever met. We had huge work comp surcharges that were killing our P&L. Our reimbursements were capped or declining, our union contracts kept escalating and our insurance costs were eating all our free cash flow. We invested in Met’s Comp Care Work Comp Cost Containment Program. Within 12 months every dollar we gave them they gave us 5 back. After 3 years of strong leadership coupled with their OODA Risk System we compressed our work comp claims significantly ; dropping our E.M.R from a 1.63 down to .53. Talk about a swing. Further due to the COMP Care System we gained significant confidence in our ability to manage our work comp claims that we moved into a cost sharing program at Met’s recommendation. They saved us during Covid as this new work comp program generated over $1.5 million in dividend payments which kept us afloat during the pandemic. We would not have survived if NOT for Met Risk & their Comp Care Program!

(David Rose – C.E.O – Eger Healthcare & Rehabilitation)

David RoseCEO - Eger Healthcare & Rehabilitation CenterEger.org