New York workers compensation insurance is mandatory to help cover employees who are injured while on the job. Many businesses make the mistake of not obtaining the proper insurance because they do not believe their property hosts any hazards. But your employees could be at more risk that you believe.
• Overexertion often occurs after excessive pushing, pulling, or lifting at work.
• Slippery floors could result in same-level falls.
• Working in an elevated environment such as a roof could lead in a fall to a lower level.
• Workers could be struck by something such as a box falling off an overhead shelf.
• Striking an object is also a risk, for example if someone runs into a door or a shelving unit.
• In environments where machinery is used, becoming caught in the equipment is a hazard for operators.
• Heavy machinery may also expose employees to excessive heat.
New York workers compensation insurance is required for almost all businesses that boast one or more employees. According to the NY Workers’ Compensation Board, any business that fails to meet this requirement could be subjected to a maximum fine of $20,000, as well as being held responsible for compensation and medical bills related to a workplace accident. Being without the proper coverage could also leave you vulnerable to lawsuits filed by injured employees.
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