With reimbursements being cut continuously it’s imperative for Home Health Care Agencies to keep an eye on costs to protect their margins. That’s why some of the top Home Health Care Provider Agencies choose Metropolitan Risk to design and manage their Home Health Care Insurance program.
Our Home Health Care Insurance program focus is on workers compensation insurance for home healthcare providers as this is usually their largest cost driver within their insurance program. That’s why we build in our COMP CARE program for our Home Health Care Workers Compensation Insurance. Our clients understand the premiums they pay on workers comp insurance are a function of how well they prevent and manage workers compensation claims by their health care providers.
Here at Metropolitan Risk we can help you to design an exclusive business insurance package that covers you against a wide spectrum of risk exposures, including:
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- Professional Liability Coverage – Insures your nurses, social workers, counselors and others you employ against liability claims stemming from professional services they provide or fail to provide. Also includes vicarious liability coverage for your contracted physicians and all your psychiatrists.
- Abuse & Molestation Coverage – Liability coverage for allegations of client abuse or allegations of improper supervision of clients that leads to abuse.
- Loss of Income & Business Interruption Coverage – Protects you in the event that your business is disrupted due to workplace violence.
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And at Metropolitan Risk we certainly don’t stop there. We have extended our insurance and risk management knowledge even further by offering extended endorsements through our OthersFirst program, that contain a host of other key coverages, such as:
- Protection Against Damages to Property of Home Care Providers
- Emergency Vacating Expenses
- Mobile Medical Equipment While Away from Premises
- Crisis Management Expenses
- Kidnapping Expenses
- Pledged Donation Expenses
- And More…