We’ve worked with Residential Care facilities for a long time.  As such, we have gained access to the best markets for Residential Care Insurance.  As a result, we give you access to the most competitive rates.

With severe Federal & State Budget cut backs, every expense dollar is critical. With Metropolitan Risk’s Profit Tools, we help Non-Profits recapture critical dollars by focusing on reducing your overall cost structure not just the line item of insurance. Every dollar we save can go to a person or family in need, and we feel really good about that which is why we are passionate about lowering your costs, putting others first.

Here at Metropolitan Risk we can help you to design an exclusive business insurance package that covers you against a wide spectrum of risk exposures, including:

• • • Professional Liability Coverage – Insures your nurses, social workers, counselors and others you employ against liability claims stemming from professional services they provide or fail to provide. Also includes vicarious liability coverage for your contracted physicians and all your psychiatrists.
    • Abuse & Molestation Coverage – Liability coverage for allegations of client abuse or allegations of improper supervision of clients that leads to abuse.
    • Loss of Income & Business Interruption Coverage – Protects you in the event that your business is disrupted due to workplace violence.

And at Metropolitan Risk we certainly don’t stop there. We have extended our insurance and risk management knowledge even further by offering extended endorsements through our OthersFirst program, that contain a host of other key coverages, such as:

• Protection Against Damages to Property of Home Care Providers
• Emergency Vacating Expenses
• Mobile Medical Equipment While Away from Premises
• Crisis Management Expenses
• Kidnapping Expenses
• Pledged Donation Expenses
• And More…