We’ve worked with Adult Day / Senior Care organizations for many years allowing us to leverage that knowledge to help build proper systems around you for your adult care insurance. This helps us deliver exceptional rates on your adult daycare workers’ compensation insurance, adult daycare general liability insurance, & adult daycare commercial auto insurance.
We have found the two areas that are driving costs for Adult Daycare and Senior Care organizations the most are workers compensation insurance and commercial auto insurance for those organizations who are providing transportation. This is why we built our COMP CARE program and our Fleet Auto program . Once your facility is enrolled in one of our risk management programs you gain access to very exclusive workers’ compensation, commercial auto and general liability markets built especially for your organization. You would not have access to these unique workers’ compensation insurance or commercial auto insurance built specifically for adult daycare centers without our risk management programs.
Here at Metropolitan Risk we can help you to design an exclusive business insurance package that covers you against a wide spectrum of risk exposures, including:
-
-
- Professional Liability Coverage – Insures your nurses, social workers, counselors and others you employ against liability claims stemming from professional services they provide or fail to provide. Also includes vicarious liability coverage for your contracted physicians and all your psychiatrists.
- Abuse & Molestation Coverage – Liability coverage for allegations of client abuse or allegations of improper supervision of clients that leads to abuse.
- Loss of Income & Business Interruption Coverage – Protects you in the event that your business is disrupted due to workplace violence.
-
And at Metropolitan Risk we certainly don’t stop there. We have extended our insurance and risk management knowledge even further by offering extended endorsements through our OthersFirst program, that contain a host of other key coverages, such as:
- Emergency Vacating Expenses
- Mobile Medical Equipment While Away from Premises
- Crisis Management Expenses
- Kidnapping Expenses
- Pledged Donation Expenses
- And More…