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What A High Experience Mod Means and How It Can Affect You

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You've just seen your Experience Modification Rating (EMR) and it is high again. Or your worst-case scenario, it has gone up again. Year over year, you've spent time shopping for your insurance due to your high EMR. It is time to stop shopping…
OSHA Inspections and Fines

Did You Know It's a Felony for an Unsafe Work Environment?

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Did you know it's a felony for an Unsafe Work Environment? Did you know that having a blocked emergency exit could cost your organization about $130,000? Were you aware that safety and supervisory staff could face up to 25 years in FEDERAL…
Changes To Employment Practice Liability Laws Could Affect Your Business If You Are Not Careful

Is Your Organization Prepared For The Coming Changes That Could Increase Your EPL Risk?

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Rapidly changing times bring rapidly changing standards when it comes to things like diversity, harassment, and discrimination.  Employment practices liability has always had significant exposure but the current social climate adds a hypersensitivity…
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REMINDER: Site Safety Training Requirements Due Dec. 1, 2019

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This is just a quick reminder to all our clients and friends that as of December 1st, 2019 per Local Law 196 of 2017, Site Safety Training or SST, workers at job sites requiring a Construction Superintendent, Site Safety Coordinator or Site…
Worker burnout in human services

Signs Of Worker Burnout In Home Healthcare

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Signs Of Worker Burnout Worker burnout in the Home Healthcare Sector is a major problem. On top of burn out, home healthcare agencies face a growing problem of worker shortages. The Bureau of Labor Statistics projects 7.8 million job openings…
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How to Decipher Director and Officer Insurance

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Director and Officer insurance is protection for the leaders of a company for when something goes wrong involving them. Some examples include wrongful acts, improper management, or errors in judgment. Many private companies aren’t familiar…
Collaborative work at a deskPhoto by Brooke Cagle on Unsplash

New York State Expands Anti-Discrimination Laws

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New York State (NYS) has once again increased its protections against workplace discrimination and harassment by updating and expanding its Anti-discrimination laws. Under a new law enacted on Aug. 12, 2019, certain provisions that were added…
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When An Employee Refuses Medical Injury Treatment For Potential Workers Compensation Claim

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Is your employee refusing medical injury treatment for a potential worker compensation claim? Based on the geographic location of your business, many state workers’ compensation statutes limit and mandate certain employer actions when a worker…
Construction worker in unfinished home

How to Acquire the Best Contractors Using an Approval Plan

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When deciding on acquiring a contractor for a job, it is almost never a smooth, easy process. A contractor or specialized worker is sometimes necessary last minute. For that reason, it's helpful to develop a plan for screening contractors and…