Risk Management Archives - Page 15 of 19 - Metropolitan Risk Advisory

How These Companies Experience 48% Less Safety Incidents

I had the opportunity to listen to Tony Robbins speak for the first time this past month. He spoke for nearly 3 hours about the power of “engagement” and how it can help you gain a competitive edge in both your business and personal…

Tree Trimmer Falls and Decides to Sue Everybody

Construction Practice Group Content, Risk Management

Case Summary: Jones v. County of Erie, No. 971 CA 13-01845, 10/03/2014 The county of Erie hired American Site Developers to serve as the general contractor for a storm damage clean up project. American Site Developers further subcontracted…

Does it Make Sense to Pay Injured Employees Twice or Even Three Times?

Claims Management, Construction Practice Group Content, Food & Beverage Practice Group Content, HR Challenges, Human Services Practice Group Content, Loss Control, Risk Management, Transportation Practice Group Content, Workers Compensation Insurance

Unfortunately this is a question facing both interstate and intrastate trucking companies whose home office is in state “A” but they operate in states B,C,D,E. etc… These companies face what is called Multi-State Exposure. This occurs…

The Two Biggest Mistakes Businesses Make When Purchasing Insurance – Part I

Construction Practice Group Content, Food & Beverage Practice Group Content, General Liability Insurance, Human Services Practice Group Content, Risk Management, Transportation Practice Group Content, Workers Compensation Insurance

Whether you are a business owner, CFO, or the lead operational muckety-muck, you get a pit in your stomach when it’s time to renew your company’s insurance program—a common theme we have heard in 20-plus years consulting with businesses…

The NY Construction Payroll Limitation is designed to help reduce your WC costs.

Workers Comp Class Codes: Proper Use

Construction Practice Group Content, Food & Beverage Practice Group Content, Human Services Practice Group Content, Risk Management, Transportation Practice Group Content, Workers Compensation Insurance, Workers Compensation Premium Audits

One of the fundamental components of workers’ comp insurance pricing is the process of classifying different workplace exposures into a system of codes. Each workers comp code has an individual rate dependent on the risk of that exposure.…

6 Commercial Insurance Myths It's Time to Debunk

Construction Practice Group Content, Food & Beverage Practice Group Content, General Liability Insurance, Human Services Practice Group Content, Risk Management, Transportation Practice Group Content, Workers Compensation Insurance

We hear misconceptions every day regarding commercial insurance. It's no one's fault really as commercial insurance can be extremely complex, and organizations with complex insurance are truly underserved by the insurance community. We've been…

How to Identify & Correct High Risk Drivers - An Intro to Best Practice Fleet Safety

Commercial Auto, Construction Practice Group Content, Food & Beverage Practice Group Content, Human Services Practice Group Content, Loss Control, Risk Management, Transportation Practice Group Content

If your organization relies on drivers as an integral part of day-to-day operations, you are probably aware of the extremely high risk that you are carrying. After all, motor vehicle crashes are the number one cause of workplace fatalities.…

Supervisors And Personal Protective Equipment

Construction Practice Group Content, General Liability Insurance, Loss Control, OSHA, Other, Workers Compensation Insurance

Supervisors are one of the most important components to a tight workers compensation program. If a hazard is reported in the workplace, it is the supervisor's job to rectify it and do everything possible to protect his/her workers. Hazards…

The Single Most Underutilized Tool to Gain a Competitive Advantage - Profit & Loss Statement

Construction Practice Group Content, Food & Beverage Practice Group Content, General Liability Insurance, Human Services Practice Group Content, Risk Financing, Risk Management, Transportation Practice Group Content, Workers Compensation Insurance

As fall approaches each year, it triggers our strategic thinking about our company goals for the next year and how we will achieve them as an organization. I am sure if you are taking valuable time to read this, you also have the foresight to…