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Why Job Descriptions Save Money On Workers Compensation Insurance

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"Do I really need to write job descriptions?" We are asked this question constantly when we are setting up a workers compensation cost containment program. We say absolutely if you want to distinguish yourself AND save big bucks when you purchase…
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Best Workers Comp Class Codes For Adult Day Care Employees

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Virtually every business with employees is required to have workers compensation insurance, as this is mandated by state law contingent on where your company operates it's business.  It can be difficult to know what workers comp class codes…
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Purchasing EPLI Insurance Coverage Can Protect You With Respect To NJ Wage and Payment Requirements

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When evaluating your insurance program an often overlooked coverage is Employee Practices Liability Insurance, or EPLI for short. Failure to properly pay a fair wage and calculate time worked including time off can land any unsuspecting business…
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Looking for the Root Cause Of Your Problem ? Try Why Analysis

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Remember when your kids annoyed you by responding to everything you said with “Why?” Well, there was a genius to that tactic only children can impart.  The 5-Why Analysis is a method used to determine and understand the root cause of a…
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Why You Need Claims Management on OCIP Workers Compensation Claims

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CCIP or OCIP Workers Compensation claims can cost you a lot. Contractor Controlled Insurance Program (CCIP) and Owner Controlled Insurance Program (OCIP) are insurance programs that are designed to “wrap up” most, if not all, all of the…
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Cyber Security Regulation

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New York State is implementing a new Cyber Security Regulation effective March 1st, 2017. "New York is the financial capital of the world, and it is critical that we do everything in our power to protect consumers and our financial system from…
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What Are Micro Captives & How Can Your Business Utilize Them?

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Let’s start from square one.  Captives, unlike insurance companies, are risk financing structures that do not pool risk between thousands of companies in exchange for a premium.  They are expressly built to act just like and replace insurance…
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Why NY Construction Insurance May Be Toxic To Your Profits

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Why NY Construction Insurance May Be Toxic To Your Profits I was having a beer with a friend of mine at a golf outing recently. He’s an accountant in the construction practice group at a major accounting firm. I told him the story about a…
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New OSHA Employee Injury Reporting Guidelines for 2017

Effective January 1, 2017 the Occupational Safety and Health Administration (OSHA) has established new injury reporting requirements that will phase-in over the next 2 years. Specific classes of employers based upon the work they perform will…