direct costs are just the tip

Considerations When Starting A Safety Committee

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One of the main parts of a solid safety program is to promote better communication between employees and management. We believe safety committees are one of the most cost effective, high yielding solutions for safety challenged organizations.…
Working on the computer

Buying Cyber Insurance Does Not Protect Your Organization From Hackers

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Understand that purchasing Cyber Insurance does not protect your organization from hacking. It simply finances some, not all components of the loss. A recent report by cybersecurity company Barracuda reported that Google-branded Spear Phishing…
Collaborative work at a deskPhoto by Brooke Cagle on Unsplash

Social Engineering: Meaning and Impact

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Definition Social Engineering is the means of deception to extract sensitive, personal information that can then be used for further purposes, such as bank fraud, account takeovers, or identity theft. Cyber hackers primarily use social engineering…
Cyber Security and liability

Why Passphrases are the Future of Logins

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Every so often, whether it be for a company software program like MOZ, a school database like blackboard, or even a personal social media account on twitter, you get one of the two ominous messages. The Unwanted Messages You get the “time…
Adult Day Care Insurance

Adult Day Care Considerations for Your Business

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Running an adult daycare seems to be one of the harder gigs. Between keeping employees in check and fully trained and clients safe, it is a hard organization to manage. Our adult daycare inspection considerations list should help you keep insurance…
cyber liability insurance

Capital One Data Breach: Assessment and Prevention

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 Last year, after the Capital One Data breach, Capital One agreed to terms with US regulators to pay $80 million dollars in fines because of a data breach. The hacker accessed approximately 100 million credit card applications. Maintaining…
Cyber Attack Prevention

Cognizant Gets $400 Million Payout After Cyber Attacks

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Technology consultant firm Cognizant fell victim to cyber-attacks caused by a ransomware attack last April. The hack disrupted thousands of employees from accessing networks from their home during quarantine. Clients also disallowed Cognizant…
Cyber RisksPhoto by Markus Spiske on Unsplash

What is Cyber Insurance and How Does it Work?

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What is Cyber Insurance and How Does it Work? With the vast majority of companies' sensitive data being online, the vulnerability for data breaches is obvious, especially now that cybercriminals are becoming more tactical and clever with their…
Two Factor Authentication

Secure Your Organization Using Multi-Factor Authentication

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In a time where most organizations have transitioned to remote work, cybercriminals have doubled down on network attacks. The FBI recently released a statement saying that cybercrime attacks are up over 300% since 2019. Cyberattacks range…