people walking blurryPhoto by Timon Studler on Unsplash

A Small Business' Guide To The CARES Act

, , , , , , ,
On Friday, March 25, 2020, the US Senate passed the CoronaVirus Aid, Relief and Economic Security Act (CARES Act), to help provide financial relief to the people and business of America. This bill is a $2 Trillion dollar relief in response to…
white truck

Hours of Service Law Lifted Amid Coronavirus Panic

As of this past Friday (March 13, 2020), the hours-of-service law which mandates how many hours truck drivers can work will be suspended at a federal level for the first time in history. Moreover, the Federal Motor Carrier Safety Administration's…
risk management button

What A High Experience Mod Means and How It Can Affect You

, , , , , , , , ,
You've just seen your Experience Modification Rating (EMR) and it is high again. Or your worst-case scenario, it has gone up again. Year over year, you've spent time shopping for your insurance due to your high EMR. It is time to stop shopping…
Changes To Employment Practice Liability Laws Could Affect Your Business If You Are Not Careful

Is Your Organization Prepared For The Coming Changes That Could Increase Your EPL Risk?

, , , , , , ,
Rapidly changing times bring rapidly changing standards when it comes to things like diversity, harassment, and discrimination.  Employment practices liability has always had significant exposure but the current social climate adds a hypersensitivity…
Collaborative work at a deskPhoto by Brooke Cagle on Unsplash

New York State Expands Anti-Discrimination Laws

, , , , , , ,
New York State (NYS) has once again increased its protections against workplace discrimination and harassment by updating and expanding its Anti-discrimination laws. Under a new law enacted on Aug. 12, 2019, certain provisions that were added…
yes and no buttons

When An Employee Refuses Medical Injury Treatment For Potential Workers Compensation Claim

, , , , , ,
Is your employee refusing medical injury treatment for a potential worker compensation claim? Based on the geographic location of your business, many state workers’ compensation statutes limit and mandate certain employer actions when a worker…

10 Storm Preparedness Tips for Business Continuity

, , , , ,
Proper storm preparedness can help your organization continue to operate if an incident occurs within your offices that require your employees to transition to remote work.  A weather incident like Super Storm Sandy in 2011 taught us these…
Cyber RisksPhoto by Markus Spiske on Unsplash

The 21st Century Solution for Business Protection: Cyber insurance

, , , , , , , , ,
Ordering a pizza, listening to music, getting a mortgage. All are examples of normal activities that have adapted with the emergence of computers. It is no wonder that insurance has also taken part in this advancement into the new era. However,…
Return to work sucess

Discover Return To Work Program Benefits That Are Easy To Implement Within Your Organization

, , , , , , ,
A return to work (RTW) program allows employees to come back to a job while they are still injured. These employees aregiven a light or modified work instead of not working while they are injured. This workers' comp cost control tactic has…