Practice Groups Archives - Page 3 of 14 - Metropolitan Risk Advisory

Hand Sanitizers Risks in the Workplace

Hand Sanitizer Problems According to a recent event that occurred on a construction site, the Mechanical Contractors Association of America has announced to be extra cautious with brand-name liquid hand-sanitizers at the workplace. Many of…

Who Is Exempt From Workers Compensation Coverage?

Construction Practice Group Content, Food & Beverage Practice Group Content, Human Services Practice Group Content, Transportation Practice Group Content, Workers Compensation Insurance, Workers Compensation Premium Audits

The New York workers' compensation insurance law requires the majority of employers to have appropriate workers comp insurance coverage in place. However, there are three key exemptions. Sole Ownership If you run your business alone and don’t…

Healthcare Safe Patient Handling

Claims Management, Human Services Practice Group Content, OSHA, Workers Compensation Insurance

Healthcare employees are a prime target for on-site injury. The main reason is their job consists of manual labor that usually deals with people. Activities such as lifting/handling human patients are common in the workplace for healthcare employees.…

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Hired & Non-Owned Liability Coverage

Commercial Auto, Construction Practice Group Content, Food & Beverage Practice Group Content, Human Services Practice Group Content, Line of Insurance, Practice Groups, Risk Management, Transportation Practice Group Content

As businesses of all sizes and industries are reevaluating how they plan on doing business moving forward, many small businesses have shifted from physical retail locations to online and home delivery services. This is to keep up with customer…

Cybersecurity Program Checklist Help

General Liability Insurance, HR Challenges, Line of Insurance, Practice Groups, Risk Management

Cyber liability insurance is a trailer to a strong cybersecurity program. The insurance portion helps your organization recover costs associated with the negative effects of a successful cyber attack. Cyber liability insurance cannot prevent…

Business Interruption Insurance Coverage For Business Continuity

Commercial Property, Construction Practice Group Content, Food & Beverage Practice Group Content, Human Services Practice Group Content, Risk Management, Transportation Practice Group Content

Most business owners view the whole insurance purchase and claims process as a black art, which this writer completely understands. After 25 years in the business, I too scratch my head at some of the “spells” insurance carriers concoct. Let…

Are Site Safety Cards Required for All Construction Workers?

COVID-19 Safety Guidance for the Construction Industry

Construction Practice Group Content, Risk Management

Are you a construction firm working in NY? We found this great presentation by Domenique Camacho Moran, Partner and Head of the Labor & Employment Practice at Farrell Fritz addressing some of the parameters that various state and city agencies…

Covering Your Out of State Exposure NYSIF Workers Compensation Policy

Construction Practice Group Content, Line of Insurance, Risk Management

If you have jobs, locations, work, or employees who are now working from home and you are covered by the NY State Insurance Fund you need to make adjustments to your workers' compensation insurance policy. Understanding the out of state exposure…

Disturbing Hacking Trends

Claims Management, Cyber Liability Insurance, Loss Control, Practice Groups, Risk Management

Security experts commonly say that there are only two types of companies these days. There's companies that have been hacked, and those that don't yet know that they've been hacked. Here are some important hacking trends given by a statistical…