holding a heart in your hands

How To Obtain The NY Workers Compensation Safe Patient Handling Credit

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Regulation 119 issued from the Department of Financial Services stipulates that companies who develop, implement, and maintain safe patient handling programs may receive up to a 2.5% NY workers compensation safe patient handling credit . During…
train-tracks divide

Why The Commercial Insurance Marketplace Fails Your Business

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Simply put, the insurance claims goals between most commercial insurance buyers and the carrier / brokers heretofore named the insurance marketplace are misaligned. The goal of a savvy insurance buyer is to transfer as much risk to the…

Event Planning & Event Management

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Risk Insights & Takeaways Event organizers must shoulder a significant burden—they have full responsibility for balancing health, safety, and fun at their events. That means they are also culpable for any event-related health and safety…

In-house Bookkeeper or 3rd Party Bookkeeper... Bookkeeper for Business Advice

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Multi-tasking is an everyday occurrence in businesses and is in most cases a necessity in order to get things done in a timely fashion. Author Steven Berlin Johnson describes multitasking as “skimming the surface of the incoming data, picking…

Essential Keys to Transform Your Goals into Achievements

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Do you ever wonder how successful people consistently achieve their goals? Have you unlocked why you achieve certain goals while others fall short? Do you want to transform goals to achievements? Many companies start the new year with new…

How These Companies Experience 48% Less Safety Incidents

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I had the opportunity to listen to Tony Robbins speak for the first time this past month. He spoke for nearly 3 hours about the power of “engagement” and how it can help you gain a competitive edge in both your business and personal…
Multi State Exposure

Does it Make Sense to Pay Injured Employees Twice or Even Three Times?

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Unfortunately this is a question facing both interstate and intrastate trucking companies whose home office is in state “A” but they operate in states B,C,D,E. etc… These companies face what is called Multi-State Exposure. This occurs…
total cost of risk

The Two Biggest Mistakes Businesses Make When Purchasing Insurance – Part I

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Whether you are a business owner, CFO, or the lead operational muckety-muck, you get a pit in your stomach when it’s time to renew your company’s insurance program—a common theme we have heard in 20-plus years consulting with businesses…
The NY Construction Payroll Limitation is designed to help reduce your WC costs.

Workers Comp Class Codes: Proper Use

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One of the fundamental components of workers’ comp insurance pricing is the process of classifying different workplace exposures into a system of codes. Each workers comp code has an individual rate dependent on the risk of that exposure.…