Human Services Practice Group Content Archives - Page 2 of 8

Who Is Exempt From Workers Compensation Coverage?

The New York workers' compensation insurance law requires the majority of employers to have appropriate workers comp insurance coverage in place. However, there are three key exemptions. Sole Ownership If you run your business alone and don’t…

Healthcare Safe Patient Handling

Claims Management, Human Services Practice Group Content, OSHA, Workers Compensation Insurance

Healthcare employees are a prime target for on-site injury. The main reason is their job consists of manual labor that usually deals with people. Activities such as lifting/handling human patients are common in the workplace for healthcare employees.…

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Hired & Non-Owned Liability Coverage

Commercial Auto, Construction Practice Group Content, Food & Beverage Practice Group Content, Human Services Practice Group Content, Line of Insurance, Practice Groups, Risk Management, Transportation Practice Group Content

As businesses of all sizes and industries are reevaluating how they plan on doing business moving forward, many small businesses have shifted from physical retail locations to online and home delivery services. This is to keep up with customer…

Business Interruption Insurance Coverage For Business Continuity

Commercial Property, Construction Practice Group Content, Food & Beverage Practice Group Content, Human Services Practice Group Content, Risk Management, Transportation Practice Group Content

Most business owners view the whole insurance purchase and claims process as a black art, which this writer completely understands. After 25 years in the business, I too scratch my head at some of the “spells” insurance carriers concoct. Let…

7 Common Insurance Errors Businesses Make

Construction Practice Group Content, Food & Beverage Practice Group Content, General Liability Insurance, Human Services Practice Group Content, Risk Management, Transportation Practice Group Content, Workers Compensation Insurance

We recently left a meeting with one of the largest construction companies in the country, whose sales are north of a billion dollars annually. The first comment my counterpart made was, “I cannot believe how poor their systems are...” I…

Photo by Timon Studler on Unsplash

A Small Business' Guide To The CARES Act

Construction Practice Group Content, Food & Beverage Practice Group Content, HR Challenges, Human Services Practice Group Content, Loss Control, Practice Groups, Risk Financing, Transportation Practice Group Content

On Friday, March 25, 2020, the US Senate passed the CoronaVirus Aid, Relief and Economic Security Act (CARES Act), to help provide financial relief to the people and business of America. This bill is a $2 Trillion dollar relief in response to…

What A High Experience Mod Means and How It Can Affect You

Claims Management, Construction Practice Group Content, Food & Beverage Practice Group Content, General Liability Insurance, Human Services Practice Group Content, Line of Insurance, Risk Management, Transportation Practice Group Content, Workers Compensation Insurance, Workers Compensation Premium Audits

You've just seen your Experience Modification Rating (EMR) and it is high again. Or your worst-case scenario, it has gone up again. Year over year, you've spent time shopping for your insurance due to your high EMR. It is time to stop shopping…

Changes To Employment Practice Liability Laws Could Affect Your Business If You Are Not Careful

Is Your Organization Prepared For The Coming Changes That Could Increase Your EPL Risk?

Construction Practice Group Content, Employers Practice Liability Insurance, Food & Beverage Practice Group Content, HR Challenges, Human Services Practice Group Content, Practice Groups, Risk Management, Transportation Practice Group Content

Rapidly changing times bring rapidly changing standards when it comes to things like diversity, harassment, and discrimination. Employment practices liability has always had significant exposure but the current social climate adds a hypersensitivity…

Signs Of Worker Burnout In Home Healthcare

HR Challenges, Human Services Practice Group Content, Workers Compensation Insurance

Signs Of Worker Burnout Worker burnout in the Home Healthcare Sector is a major problem. On top of burn out, home healthcare agencies face a growing problem of worker shortages. The Bureau of Labor Statistics projects 7.8 million job openings…