Food & Beverage Practice Group Content Archives - Page 4 of 6

The Two Biggest Mistakes Businesses Make When Purchasing Insurance – Part I

Whether you are a business owner, CFO, or the lead operational muckety-muck, you get a pit in your stomach when it’s time to renew your company’s insurance program—a common theme we have heard in 20-plus years consulting with businesses…

The NY Construction Payroll Limitation is designed to help reduce your WC costs.

Workers Comp Class Codes: Proper Use

Construction Practice Group Content, Food & Beverage Practice Group Content, Human Services Practice Group Content, Risk Management, Transportation Practice Group Content, Workers Compensation Insurance, Workers Compensation Premium Audits

One of the fundamental components of workers’ comp insurance pricing is the process of classifying different workplace exposures into a system of codes. Each workers comp code has an individual rate dependent on the risk of that exposure.…

6 Commercial Insurance Myths It's Time to Debunk

Construction Practice Group Content, Food & Beverage Practice Group Content, General Liability Insurance, Human Services Practice Group Content, Risk Management, Transportation Practice Group Content, Workers Compensation Insurance

We hear misconceptions every day regarding commercial insurance. It's no one's fault really as commercial insurance can be extremely complex, and organizations with complex insurance are truly underserved by the insurance community. We've been…

How to Identify & Correct High Risk Drivers - An Intro to Best Practice Fleet Safety

Commercial Auto, Construction Practice Group Content, Food & Beverage Practice Group Content, Human Services Practice Group Content, Loss Control, Risk Management, Transportation Practice Group Content

If your organization relies on drivers as an integral part of day-to-day operations, you are probably aware of the extremely high risk that you are carrying. After all, motor vehicle crashes are the number one cause of workplace fatalities.…

The Single Most Underutilized Tool to Gain a Competitive Advantage - Profit & Loss Statement

Construction Practice Group Content, Food & Beverage Practice Group Content, General Liability Insurance, Human Services Practice Group Content, Risk Financing, Risk Management, Transportation Practice Group Content, Workers Compensation Insurance

As fall approaches each year, it triggers our strategic thinking about our company goals for the next year and how we will achieve them as an organization. I am sure if you are taking valuable time to read this, you also have the foresight to…

"Careful Our Daddies Work Here" Site Safety Posters Are Here

Construction Practice Group Content, Food & Beverage Practice Group Content, Human Services Practice Group Content, Loss Control, OSHA, Risk Management, Transportation Practice Group Content, Workers Compensation Insurance

As you and your team are well aware, maintaining a safe work site pays huge dividends to the long term cost structure for your company. With the high cost of employee injuries impacting both your future workers compensation & liability…

How Do You Know if an Incident Must be Recorded on Your OSHA 300 Log?

Construction Practice Group Content, Food & Beverage Practice Group Content, General Liability Insurance, Human Services Practice Group Content, Loss Control, OSHA, Risk Management, Transportation Practice Group Content, Workers Compensation Insurance

9/19/14 UPDATE: [OSHA has issued a final rule requiring employers to notify OSHA when an employee suffers a work-related hospitalization, amputation, or loss of an eye. Under the revised severe injury rule, employers will be required to notify…

How to Navigate Out of New Jersey's Assigned Risk Plan

Construction Practice Group Content, Food & Beverage Practice Group Content, Human Services Practice Group Content, Risk Management, Transportation Practice Group Content, Workers Compensation Insurance

WHAT is Assigned Risk? Most states require companies to effectuate a workers compensation policy in order to legally run their business. However, carriers can decide not to insure certain companies because of the risks associated with a company’s…

Beating the Heat in the Dog Days of Summer

Construction Practice Group Content, Food & Beverage Practice Group Content, Human Services Practice Group Content, Loss Control, Risk Management, Transportation Practice Group Content, Workers Compensation Insurance

We have just entered the "Dog Days of Summer," or in other words the hottest part of the year. While protecting yourself or your employees from heat exhaustion seems like common sense, about 675 people die in the U.S. every year due to heat-related…