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The True Cost of Your HR Practices

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  Employees are the principal foundation of all companies. It is important to realize that there are many different types of employees and the ones you choose to hire will significantly impact how well your business is run. In other words,…
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What Does It Mean to Be a Competent Person According to OSHA?

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What does it mean to be a competent person according to OSHA? Are your workers competent? The general idea of competency is defined as having the required ability, skill and knowledge to do something. There are countless employers who state…
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Paying Employees on Workers Compensation

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Did you know, depending on your company structure, you can pay your employees their regular wages in lieu of workers compensation? If an employee is accidentally injured during their employment, a claim is reported to the workers compensation…
Insured Status for Un Enrolled Sub on a CCIP or OCIP

Knowing Additional Insured Status Is Worth It

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I read somewhere that a smart person learns from their mistakes while a wise person learns from the mistakes of others. In the spirit of this musing I offer up a recent experience of an electrical subcontracting firm, a large CCIP (Contractor…
Are Site Safety Cards Required for All Construction Workers?

The Importance of a Work Site Accident Witness

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The Importance of Worksite Accident Witnesses Finding a witness to a worksite accident resulting in injury or property harm is of the utmost importance to contractors. A worksite accident witness is an integral component for the defense.…
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Building A Ladders Last Safety Program Yields Cost Savings On Your Construction Liability Insurance

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Fall protection and safety is a major concern at construction sites. In fact, OSHA cites injuries from falls as one of its top 10 worksite injuries and a huge driver of insurance costs in states like NY which have laws that specifically address…
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Signs of a False Workers Compensation Claim

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A false workers compensation claim is more common than you might think.  The sooner you call the sooner we can help you work through it. The workers’ compensation insurance system is a no-fault method, paying workers for medical expenses…
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The Importance of a Return To Work Evaluation Form

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What is a return to work evaluation form? Employers can provide their employees a return to work evaluation form to give to their physician when the employee suffers a work-related injury. The form can facilitate communication between the…
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Why Job Descriptions Save Money On Workers Compensation Insurance

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"Do I really need to write job descriptions?" We are asked this question constantly when we are setting up a workers compensation cost containment program. We say absolutely if you want to distinguish yourself AND save big bucks when you purchase…