Practice Groups Archives - Metropolitan Risk Advisory

Best Practices for managing your commercial insurance renewal strategy

What Does a Standard D&O Policy Contain?

What does a standard D&O policy have? A standard D&O policy has three insuring agreements, often referred to as sides A, B and C. These D&O insuring agreements specify the degree of coverage provided by a D&O policy and summarize…

Workers Compensation Insurance for Leased Workers

Construction Practice Group Content, HR Challenges, Transportation Practice Group Content, Workers Compensation Insurance, Workers Compensation Premium Audits

Many companies are increasingly turning to staffing agencies where they lease employees to meet their needs for a variety of reasons, including increased workloads and high employee turnover rates. Companies that use staffing agencies can save…

The Lethal Flaw Contained in The Professional Liability Insurance for Home Healthcare Agencies

General Liability Insurance, Home Healthcare Practice

Over the years we have seen, the mistakes home healthcare agencies make when they purchase their home healthcare agency liability insurance, their professional liability insurance for home healthcare, agencies and workers compensation to protect…

Understanding Your Commercial General Liability Insurance Will Absolutely Save Your Business From Financial Ruin

Cyber Liability Insurance, Employers Practice Liability Insurance, General Liability Insurance, Human Services Practice Group Content, Line of Insurance

Most businesses who purchase commercial general liability insurance have little understanding of how it’s structured and what is important. Instead they focus on the amount of limits offered per occurrence and the premium being charged for…

Why Property & Liability Insurance Cost So Much for Apartment Buildings , Co-Ops , Condos

Commercial Property, General Liability Insurance, Marketplace News, New York, Real Estate Practice Group, Risk Management

Are you wondering why the renewal for your apartment building insurance for your rental building, Co-op or Condo has gone up by north of 20% ? This little primer might help explain why. The Chinese have a proverb, “may you live in interesting…

captive insurances man holding insurance

Reduce Costs At Scale By Restructuring Your Commercial Insurance Program

Captive, Line of Insurance, Practice Groups, Risk Financing, Risk Management, Risk Transfer

Have you ever wondered how utilizing captives, a high deductible insurance program, alternative risk transfer, self-insured retentions, or retrospective rating plans could further reduce your commercial insurance costs off your already low commercial…

What Is The Cost To Run A Captive Insurance Program?

Captive, Line of Insurance, Practice Groups, Risk Financing, Risk Management, Risk Transfer

How much does it cost to start and run a captive insurance company? It’s the most frequent upfront question we get from organizations that are looking at starting their own captive insurance company for their organization. The short answer…

Construction Manager Vs. General Contractor- What Is The Difference?

Construction Practice Group Content, General Liability Insurance, Workers Compensation Insurance

Your operations are as a General Contractor, but the contract you are looking to enter (or have entered) references to your organization as a Construction Manager. Is there an issue here? Although at first glance you may see similarities…

A Fireside Chat with A Claims Adjuster

Claims Management, Commercial Auto, Construction Practice Group Content, Food & Beverage Practice Group Content, General Liability Insurance, Human Services Practice Group Content, Interview, Other, Risk Management, Transportation Practice Group Content, Workers Compensation Insurance, Workers Compensation Premium Audits

Our Claims Advocacy Team got to sit down with a workers’ compensation claims professional who specializes in high exposure claims. They discussed a high exposure claim that wasn’t reported timely to the carrier after the incident occurred. Please…