Liability insurance program

Construction Liability Insurance: Why Loss Pics Are Important

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There is a secret to knowing your construction liability insurance renewal pricing months early. What if we told you that you could predict within a reasonable variance how much your construction liability insurance pricing will change at…
Do the insurance carriers know too much

Do Insurance Carriers Know Too Much?

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Do Commercial Insurance Carriers Know Too Much? It wasn't too long ago when the worst run companies thought they could escape their poor claims results by shutting down and starting another company to try an outrun their loss history and insurance…
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Workers Comp Questions and Advice

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There are 3 questions every organization should put to each level within their organization to get a sense for how aligned they are as it relates to managing employee injuries, near misses and workers comp claims in general. Doing so will open…
How to Spot False Workers Compensation Claims

How to Spot False Workers Compensation Claims

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You're probably looking online for an answer on "How to Spot Workers Compensation Claims". Well, it's probably the most often repeated refrain when we speak to folks whose companies are suffering under the high cost of employee injuries. They…
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OSHA ISSUES FAQ On CRYSTALLINE SILICA STANDARD

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    In a Department of Labor January 23rd press release, after consulting with both Union & Industry stakeholders OSHA published a list of Frequently Asked Questions as it relates to the respirable crystalline silica…
Sexual Harassment Prevention Policies

Is Sexual Harassment Prevention Policies Mandatory In Any Workplace?

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In May of 2018 the City of New York enacted the Stop Sexual Harassment in New York City Act (NYC-SSHA), implementing sexual harassment prevention policies in the workplace. In addition, New York State established their new statewide employer…
Workers comp claim

Paying Employees on Workers Compensation

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Did you know, depending on your company structure, you can pay your employees their regular wages in lieu of workers compensation? If an employee is accidentally injured during their employment, a claim is reported to the workers compensation…
Insured Status for Un Enrolled Sub on a CCIP or OCIP

Knowing Additional Insured Status Is Worth It

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I read somewhere that a smart person learns from their mistakes while a wise person learns from the mistakes of others. In the spirit of this musing I offer up a recent experience of an electrical subcontracting firm, a large CCIP (Contractor…
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Questions On The Guarantee Insurance Company Liquidation?

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 Do you have questions on the Guarantee Insurance Company Liquidation? On November 27, 2017, Guarantee Insurance Company ordered into liquidation by the Second Judicial Circuit Court in Leon County, Florida. The Florida Department of Financial…