Consumer Product Safety Commission's Database

      By March, 2011, there will be a database of all reported safety incidents. This database will give the consumers the ease and ability to discover product dangers. Manufacturers are apprehensive of the program and worry that…

Before You Go Christmas Shopping Research Product Recalls

If your like me, your blood boils when you learn you inadvertently purchased a defective product and let your kids play with it or put it to it's intended use. A simple quick scan of the Consumer Product Recall Database before your run out…

Primer on Buying a Health Insurance Plan

The two seasons a year I hate the most are Tax Season, and Open Enrollment for our Health Insurance Plan. The later is interesting as it gives me a fabulous lens from which to see and feel a clients frustration as they wade into the perceived…

Looking for Child Only Health Insurance Policies?

As part of the new health reform, Private Insurance carriers who offer Children Only policies must accept every child , and cannot alter their rates based upon the child's health going into the plan. Searching for a child only health insurance…

Subsidies for Obtaining Health Insurance for Children

Children in families whose income levels do not exceed, $ 88,200 in New York, $77,175 in New Jersey may be eligible for for CHIP, Children's Health Insurance Program. The CHIP program is for children of parents who make too much money to…

Maximum Weekly Benefit Rate for NY Workers Compensation

At the beginning of summer two things happen. School let's out , and the Department of Labor releases it's average weekly wage rate for New York State. I know, there are some geeks out there screaming , NO that data is released in March. Yeah,…

Made in the USA - The Story of the Ear Muff

At 15 years old Chester Greenwood went ice skating on a pond near his home in Farmington Maine. It was so cold his ears nearly froze off. The next afternoon he covered his ears with a woolen scarf that proved to be too itchy and heavy. The…

1099's for Vendors Paid More Than $600

Starting in 2011, landlords will be required to issue 1099's for all vendors paid more than $600 in fees for that fiscal year. There will be an exemption for those who have a temporary rental. The IRS also has the ability to exempt landlords…