Line of Insurance Archives - Page 6 of 20 - Metropolitan Risk Advisory

What is Cyber Insurance and How Does it Work? With the vast majority of companies' sensitive data being online, the vulnerability for data breaches is obvious, especially now that cybercriminals are becoming more tactical and clever with their…

Password Security for Cyber Protection

Cyber Liability Insurance, HR Challenges, Risk Management

Implementing Proper Password Security For Better Cyber Protection Picture this: it’s the end of the month, and you sit down at your computer to check your bank account balance, there's only one thing, you forgot your password. What is it…

5 Ergonomics Tips For Desk & Office Workers

Claims Management, OSHA, Other, Workers Compensation Insurance

Ergonomics, or the study of people’s efficiency in the workplace, is a fast-growing field of research. Part of ergonomics is designing the workplace individually for everyone’s physical status, and lowering the number of Musculoskeletal…

Buying Cyber Insurance Does Not Protect Your Organization From Cybercriminals

Cyber Liability Insurance, Risk Management

Buying Cyber Insurance Does Not Protect Your Organization From Hackers Understand that purchasing Cyber Insurance does not protect your organization from hacking. It simply finances pieces of the loss. A recent report by cybersecurity…

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Hired & Non-Owned Liability Coverage

Commercial Auto, Construction Practice Group Content, Food & Beverage Practice Group Content, Human Services Practice Group Content, Line of Insurance, Practice Groups, Risk Management, Transportation Practice Group Content

As businesses of all sizes and industries are reevaluating how they plan on doing business moving forward, many small businesses have shifted from physical retail locations to online and home delivery services. This is to keep up with customer…

CyberSecurity: Advice for Prevention

Cyber Liability Insurance, Risk Management

There is no such thing as infallible cybersecurity. No matter how many millions of dollars an organization spends on online security, some hacker, somewhere, at some time, may successfully break-in. A common example is JPMorgan Chase, who spent…

Cybersecurity Program Checklist Help

General Liability Insurance, HR Challenges, Line of Insurance, Practice Groups, Risk Management

Cyber liability insurance is a trailer to a strong cybersecurity program. The insurance portion helps your organization recover costs associated with the negative effects of a successful cyber attack. Cyber liability insurance cannot prevent…

Business Interruption Insurance Coverage For Business Continuity

Commercial Property, Construction Practice Group Content, Food & Beverage Practice Group Content, Human Services Practice Group Content, Risk Management, Transportation Practice Group Content

Most business owners view the whole insurance purchase and claims process as a black art, which this writer completely understands. After 25 years in the business, I too scratch my head at some of the “spells” insurance carriers concoct. Let…

Covering Your Out of State Exposure NYSIF Workers Compensation Policy

Construction Practice Group Content, Line of Insurance, Risk Management

If you have jobs, locations, work, or employees who are now working from home and you are covered by the NY State Insurance Fund you need to make adjustments to your workers' compensation insurance policy. Understanding the out of state exposure…