Summarizing Cuomo's NY Workers Comp Reform

Governor Cuomo announced last week that his administration plans to introduce new legislation to continue to improve the workers' compensation system and to attempt to provide relief to thousands of businesses. Cuomo's goal is to provide…

Lower Your Experience Mod By Recovering Your Claims Costs

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Philip was driving to pick up a tool rental for a construction job his company was working on when another driver rear ended his car causing Philip to sustain serious back injuries. Ultimately the workers compensation insurance policy purchased…

The Correlation Between Business Travel & Workers Compensation Claims

Lets get straight to the facts: business travel often causes travel-induced health problems that can eventually lead to workers' compensation claims. You don’t want workers' compensation claims. The following are the three biggest…

Why Buying Workers Compensation Insurance Through Your Payroll Provider is a Bad Idea

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  We have all seen the solicitations from ADP, PayChex and the like relating to linking your workers' compensation insurance to your payroll system. While I do not dispute the immediate benefit of such an arrangement, in most instances…

Hot Tips On Covering Your Employee's Business Auto Insurance Liability Exposure

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Confused about auto insurance liability exposure? One of our most often asked questions is ;"We don't own any auto's , but our employees regularly drive on company business their own cars, how do we protect ourselves and our employees in the…

In New York The Roads Can Be A Liability

In a state with as many practicing lawyers as New York, does anyone really need to be told about the importance of liability insurance in the Empire State? Discussions about liability insurance in New York may have more to do with how much you…

Liability Insurance New York – Getting It Right

Are you in the process of establishing a new enterprise in New York? Among other things on your list of ‘things to do’ will be insurance. While coverage for property and other assets may be first to spring to mind, just as important is liability…

With Workers Compensation Insurance Rates Heading Higher, Workers Compensation Cost Containment Moves Front & Center

In a recently published survey by Zywave, a leading insurance industry publisher, 59% of the 3,500 employers who responded to the survey ending February 24th 2012  said they were very concerned about workers compensation insurance rates.   There…

4 Common Workers' Compensation Mistakes

It's not until you are hit with a few unexpected workers' compensation mistakes you really start thinking about how to improve them. When rates are low, many people think "out of sight, out of mind." Most employers look at Workers' Compensation…