The Importance of a Return To Work Evaluation Form
Claims Management, Construction Practice Group Content, Food & Beverage Practice Group Content, HR Challenges, Human Services Practice Group Content, Transportation Practice Group Content, Workers Compensation InsuranceWhat is a return to work evaluation form?
Employers can provide their employees a return to work evaluation form to give to their physician when the employee suffers a work-related injury. The form can facilitate communication between the…
Why Job Descriptions Save Money On Workers Compensation Insurance
Claims Management, Construction Practice Group Content, Food & Beverage Practice Group Content, HR Challenges, Human Services Practice Group Content, Transportation Practice Group Content, Workers Compensation Insurance, Workers Compensation Premium Audits"Do I really need to write job descriptions?" We are asked this question constantly when we are setting up a workers compensation cost containment program. We say absolutely if you want to distinguish yourself AND save big bucks when you purchase…
Best Workers Comp Class Codes For Adult Day Care Employees
HR Challenges, Human Services Practice Group Content, Workers Compensation Insurance, Workers Compensation Premium AuditsVirtually every business with employees is required to have workers compensation insurance, as this is mandated by state law contingent on where your company operates it's business. It can be difficult to know what workers comp class codes…
Is Your Construction Company Missing Your CPAP Workers Compensation Insurance Premium Credit
Construction Practice Group Content, Workers Compensation Insurance, Workers Compensation Premium AuditsIf you are a construction company that purchases workers compensation insurance make sure you are receiving the CPAP workers compensation insurance premium credit. The Contracting Classification Premium Adjustment Program (CPAP) is a discount…
Ladder Safety Plan Is Critical To Controlling NY Construction Liability Insurance Costs
Construction Practice Group Content, General Liability InsuranceWhy Ladder Safety Is Important To Controlling NY Construction Liability Costs
Falls from elevated surfaces are frequently listed as one of the top 10 causes of accidents in the workplace. Most of these accidents occur due to failure to follow…
Drive Other Car Coverage Helps to Bridge Auto Policy Gap
Commercial Auto, Construction Practice Group Content, Transportation Practice Group ContentIf you provide company vehicles to your employees and these employees don’t have their own personal automobile insurance policy, a potential gap in coverage exists. To adequately cover commercial automobile liability, a drive other car endorsement…
Why You Need Claims Management on OCIP Workers Compensation Claims
Claims Management, Construction Practice Group Content, Workers Compensation Insurance, Workers Compensation Premium AuditsCCIP or OCIP Workers Compensation claims can cost you a lot.
Contractor Controlled Insurance Program (CCIP) and Owner Controlled Insurance Program (OCIP) are insurance programs that are designed to “wrap up” most, if not all, all of the…
NYSIF WC audit with Out of State Payrolls
Workers Compensation Insurance, Workers Compensation Premium AuditsNYSIF WC audit with out of state payrolls
Workers Compensation audits with the New York State Insurance Fund can often be complicated and stressful undertakings. Some of the potential
issues employers may face are weekly payroll limitations,…
What Are Micro Captives & How Can Your Business Utilize Them?
Captive, Line of Insurance, Risk Financing, Risk ManagementLet’s start from square one. Captives, unlike insurance companies, are risk financing structures that do not pool risk between thousands of companies in exchange for a premium. They are expressly built to act just like and replace insurance…