doctor with elderly woman

4 Types of Insurance To Consider Purchasing For Home Health Care Agencies

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Being prepared with the right home health care insurance will help you develop a strong system in your company. It’s important to have a tight process so everything is clear and understood. When opening your own home healthcare agency there…
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The 21st Century Solution for Business Protection: Cyber insurance

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Ordering a pizza, listening to music, getting a mortgage. All are examples of normal activities that have adapted with the emergence of computers. It is no wonder that insurance has also taken part in this advancement into the new era. However,…
commercial insurance 101

Commercial Insurance 101: An Introduction to Insurance

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Commercial Insurance is one of those things that every company has but not every company understands. In some cases, a person is chosen to be put in charge of the insurance buying process and this person is usually an HR person who has a very…
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Workers Comp Claim: How To Prevent Hiring Your Next One

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Did you know that MOST workers comp challenges originate from the moment you send that offer of employment letter out?   If you didn't, you are not alone. When you hire a new employee, you inherit their ENTIRE medical history!…
Liability insurance program

Construction Liability Insurance: Why Loss Pics Are Important

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There is a secret to knowing your construction liability insurance renewal pricing months early. What if we told you that you could predict within a reasonable variance how much your construction liability insurance pricing will change at…
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The True Cost of Your HR Practices

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  Employees are the principal foundation of all companies. It is important to realize that there are many different types of employees and the ones you choose to hire will significantly impact how well your business is run. In other words,…
Insured Status for Un Enrolled Sub on a CCIP or OCIP

Knowing Additional Insured Status Is Worth It

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I read somewhere that a smart person learns from their mistakes while a wise person learns from the mistakes of others. In the spirit of this musing I offer up a recent experience of an electrical subcontracting firm, a large CCIP (Contractor…
construction worker falling

Building A Ladders Last Safety Program Yields Cost Savings On Your Construction Liability Insurance

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Fall protection and safety is a major concern at construction sites. In fact, OSHA cites injuries from falls as one of its top 10 worksite injuries and a huge driver of insurance costs in states like NY which have laws that specifically address…
construction worker falling

Ladder Safety Plan Is Critical To Controlling NY Construction Liability Insurance Costs

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Why Ladder Safety Is Important To Controlling NY Construction Liability Costs Falls from elevated surfaces are frequently listed as one of the top 10 causes of accidents in the workplace. Most of these accidents occur due to failure to follow…