Commercial Auto Archives - Metropolitan Risk Advisory

A Fireside Chat with A Claims Adjuster

Claims Management, Commercial Auto, Construction Practice Group Content, Food & Beverage Practice Group Content, General Liability Insurance, Human Services Practice Group Content, Interview, Other, Risk Management, Transportation Practice Group Content, Workers Compensation Insurance, Workers Compensation Premium Audits

Our Claims Advocacy Team got to sit down with a workers’ compensation claims professional who specializes in high exposure claims. They discussed a high exposure claim that wasn’t reported timely to the carrier after the incident occurred. Please…

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Hired & Non-Owned Liability Coverage

Commercial Auto, Construction Practice Group Content, Food & Beverage Practice Group Content, Human Services Practice Group Content, Line of Insurance, Practice Groups, Risk Management, Transportation Practice Group Content

As businesses of all sizes and industries are reevaluating how they plan on doing business moving forward, many small businesses have shifted from physical retail locations to online and home delivery services. This is to keep up with customer…

Auto Exposure in Home Healthcare Organizations

Commercial Auto, Human Services Practice Group Content, Risk Management, Vlogs

Many Human Services and Healthcare organizations rely on their staff to visit client homes, facilities, and provide transportation for clients. A strong set of controls paired with the appropriate insurance coverage can significantly lower…

Commercial Insurance 101: An Introduction to Insurance

Commercial Auto, Commercial Property, Construction Practice Group Content, Directors & Officers, Food & Beverage Practice Group Content, General Liability Insurance, Human Services Practice Group Content, Line of Insurance, Transportation Practice Group Content, Vlogs, Workers Compensation Insurance, Workers Compensation Premium Audits

Commercial Insurance is one of those things that every company has but not every company understands. In some cases, a person is chosen to be put in charge of the insurance buying process and this person is usually an HR person who has a very…

Driver Safety Policy Options For Home Healthcare Agencies

Commercial Auto, HR Challenges, Human Services Practice Group Content

Do you run a home health care agency where employees use their own car? If so, it is essential that you have a specifically designed implemented driver safety policy. Home health care agency employees often find themselves pressed for time.…

First Responder Risk Management Basics

Commercial Auto, Transportation Practice Group Content

Here are some basics as it relates to first responder drivers. Although we know much of this instinctually. Formalizing some basic risk management techniques for those who drive an ambulance or ambulette can help low your insurance costs. Further…

Drive Other Car Coverage Helps to Bridge Auto Policy Gap

Commercial Auto, Construction Practice Group Content, Transportation Practice Group Content

If you provide company vehicles to your employees and these employees don’t have their own personal automobile insurance policy, a potential gap in coverage exists. To adequately cover commercial automobile liability, a drive other car endorsement…

How to Identify & Correct High Risk Drivers - An Intro to Best Practice Fleet Safety

Commercial Auto, Construction Practice Group Content, Food & Beverage Practice Group Content, Human Services Practice Group Content, Loss Control, Risk Management, Transportation Practice Group Content

If your organization relies on drivers as an integral part of day-to-day operations, you are probably aware of the extremely high risk that you are carrying. After all, motor vehicle crashes are the number one cause of workplace fatalities.…

Hot Tips On Covering Your Employee's Business Auto Insurance Liability Exposure

Commercial Auto, Other

Confused about auto insurance liability exposure? One of our most often asked questions is ;"We don't own any auto's , but our employees regularly drive on company business their own cars, how do we protect ourselves and our employees in the…