Owning a business is costly. Though you have a great profit coming in, there are so many factors that add to the costs that go out. Whether you spend a lot on advertising or workers comp, there are always ways to lower those costs. Let’s start with workers comp for example. Have you looked into […]
Whether you work as a general contractor or a home builder, there is no doubt you face many risks every day. Besides a dangerous work site, you most likely have people working for you. You never know what could happen! If an accident was to happen on-site or an employee was injured, you could be […]
Do you ever feel like you are continually dishing out money? Honestly- I think we have all felt that at some point in our life! However, if you are a business owner, you just may be paying more than you need to be. It is not unheard of that owners are being overcharged for their […]
With the economy being at an all-time low, residential builders may be facing hard times. However, whether you have no work, or are building 5 homes a year, it is still important to know about risk management. NY builders, you work hard for your money and you deserve to keep your earnings. However, without NY […]
10 Most Common Occupational Safety and Health Violations for 2010 The Occupational Safety & Health Administration (OSHA) lists the 10 most commonly reported worksite/occupational safety and health violations discovered after inspection. There are detrimental consequences; such as net income loss (income your business would have accepted for an event) that can damage your company if […]
As a business owner, you already spend thousands of dollars on your business a year. Between hiring, payroll and investments, it may seem like you are always dishing out money. And then paying for insurance on top of all that? You may wonder when you will ever catch a break. Well…right now! Most likely, you […]
Just to review your workers compensation insurance experience modification factor is an enormously important business statistic for your company. Not only does this “factor” substantially increase or decrease your companies workers compensation premium , but’s it’s a benchmark that you can use to evaluate your costs and performance against your peers, AND more importantly is […]
We owe a lot to NY contractors. It is no doubt that these workers do a lot for the state of New York and they deserve to be protected. Not just by hard hats and gear, but protected if something should go wrong on the job site. This means having NY workers comp and looking […]
With profit margins thin, fickle customers, and strict government over sight we thought instead of dog piling on the industry we would try and offer some insightful information as it relates to a high cost component for restaurants, employee injuries. Food and beverage workers, most commonly bartenders and waiters/waitresses, face significant workplace hazards. They typically […]