Are you considering opening a home day care? It could be a very rewarding experience. Many mothers and fathers wish they were able to keep their kids with them instead of handing the job of raising their kids to a complete stranger and there may be many things you could do to ease their sense […]
Do you need New York workers compensation insurance? It is typically required by law for all businesses with employees to carry this coverage. Even if you are excluded from this regulation however, you should still consider investing in insurance. As safe as your business may be for your staff, you cannot completely eliminate the possibility […]
An important part of running a daycare at home is planning recreational activities. No parent wants to pay several hundred dollars a month to have his or her child sit in front of a TV all day. Planning physical activity and outdoor time is crucial. The great thing about owning an in-home daycare is that […]
On Thursday May 17th, 2012 the NY Workers Compensation Rating Board announced in RC Bulletin 2302 that effective October 1st, 2012 the NYCIRB proposes an increase in the “average” loss cost rating of 11.5%. We love it when they throw in the word “average” which means some classes of business like transportation, human services, and construction […]
Slips and falls are typically common injuries in the food service industry. Workers in this industry have to carry heavy loads while moving quickly, which increases the chances of tripping or colliding with other workers. Cooking oils, flour, and other substances spilled on the floors may add to the hazards of slipping and falling. There […]
Manicures and pedicures are popular luxuries for women in New York. Aside from the pampering of fingernails and toenails, nail salons often provide a relaxing, stress-free couple of hours for otherwise busy women. There are over many nail salons in New York City, and there are several precautions that salon owners should take to minimize […]
Small business owners with just a few employees naturally hope they’ll never have to deal with a workplace injury, yet in some cases their risk may be higher, particularly if they have few safety procedures in place in their small enterprise. Like many other types of insurance, the cost of New York workers’ compensation can […]
Confused about auto insurance liability exposure? One of our most often asked questions is ;”We don’t own any auto’s , but our employees regularly drive on company business their own cars, how do we protect ourselves and our employees in the event of an accident? Ah, great question grasshopper as I try to be succinct here. […]
Are you considering opening a bus tour business in Memphis? Known as the birthplace of rock-n-roll, Memphis, Tennessee features numerous bus tours to the various music sites throughout the city. Music greats like Elvis Presley, B.B. King, Otis Redding, and Johnny Cash recorded in this legendary town at the beginning of their careers as they […]