Many people have the goal of running their own business. For some entrepreneurs, the idea of starting a home-based enterprise is very appealing. Do you find pleasure in caring for and educating children? Then you may want to consider opening a home day care. Before taking any kids under your wing, however, you should carefully […]
We have all seen the solicitations from ADP, PayChex and the like relating to linking your workers’ compensation insurance to your payroll system. While I do not dispute the immediate benefit of such an arrangement, in most instances the cost/benefit analysis reveals that the costs are significantly higher for most businesses. Here’s a quick […]
Does your business have the proper amount of workers’ compensation? Unless you are eligible for a legal exception, all businesses in New York State are required to carry this type of insurance. It is designed to kick in after an accident on the job to cover the expenses related to necessary medical care for the […]
Here’s a great shot of the Met Risk sponsored lacrosse team which played in the Glastonbury Lacrosse Tournament last week to raise money for The National Multiple Sclerosis Society. The team included one of our Risk Advisors John Hague (2nd row on the right). The team also included 7 players from Mercy College, including the 2011 […]
New York State is home to a wide range of industries, from retail to construction. All workers, no matter how safe their occupations appear, are at risk of being injured on the job. This is one of the reasons workers’ compensation is required for the majority of businesses. This insurance helps cover the various expenses […]
Disasters could occur anywhere, even at childcare facilities. You must obtain a comprehensive insurance policy before you open the doors of your day care facility to welcome in the little ones. Failing to do so could lead to undue financial burden for your business, if something unexpected were to happen. In addition, you should also […]
As a childcare provider, you are responsible for every kid left under your care. Day care insurance is an essential part of protecting your assets if something were to go wrong on the premises. A common reason behind injuries at day cares is children fighting. There are ways to prevent or limit the severity of […]
When you are providing day care for young children, safety must always be of paramount concern. There can be few greater responsibilities than looking after someone else’s child or children. You’ll want to do all you can to avoid having any safety issues, and make sure you’re protected with day care insurance. Play is one […]
New York workers compensation insurance is mandatory to help cover employees who are injured while on the job. Many businesses make the mistake of not obtaining the proper insurance because they do not believe their property hosts any hazards. But your employees could be at more risk that you believe. • Overexertion often occurs after […]