We researched the Top 400 Contractors in the Country for 2012 to ascertain if there was a common thread that lead to their success. They are ranked by amount of new contracts received in 2011. There are 23 contractors from New York on the list & 11 from New Jersey. We have listed them below […]
We do a lot of work with schools and nonprofits, so we have decided to pitch in and design a “Non Profit of the Month” program. Every month Met Risk selects a non-profit organization to write about, promote, and donate to. This month we have selected the Cystic Fibrosis Foundation in honor of a dear […]
Our clients understand that 80% of their costs are outside the cost of the insurance policy. By utilizing the tools and techniques highlighted in this video series you will learn how to identify those frictional costs that are inflating a typical business organization’s cost structure and impairing their ability to compete in their native […]
A client of mine dealt with a near hacking theft. Luckily the attempt was unsuccessful. He smartly had the conversation with his bank on what would have occurred anyway. This major bank’s shocking response? Not good. They started backpedaling. Turns out my client would have had to litigate or at the very least have a big delay in […]
Are you considering starting a home day care? Then you need to invest in a separate insurance policy. While you may have homeowners’ coverage, such policies typically do not cover losses related to commercial enterprises. Along with liability, you might want to purchase additional property insurance. Why is this so vital? Natural Disasters No matter […]
Lets get straight to the facts: business travel often causes travel-induced health problems that can eventually lead to workers’ compensation claims. You don’t want workers’ compensation claims. The following are the three biggest factors that contribute to health risks in frequent business travelers: Poor or minimal sleep Fattening and salty restaurant food Long work days […]
As 2012 comes running around the bend heading into the final quarter it’s not too early to begin to look at how the 2013 workers compensation market might look. Referencing the National Council of Compensation Insurers (NCCI), the 2011 preliminary calendar year combined ratio for workers compensation insurers is estimated to be 115 percent, the […]
Several months back we were one of the first to publish the announcement that NY workers compensation rates were increasing by an average of 11.5% effective October 1st, 2012. In a memo announced on July 23rd the Department of Financial Services (DFS) revealed that they have DISAPPROVED the NY Workers Compensation Insurance Rating Board’s rate increase […]