Focusing On Safety Makes Good Business Sense

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Workers’ compensation insurance is mandatory for New York employers. Purchasing New York workers compensation insurance may help to fulfill your legal obligations as an employer, but is there more you could do to keep your workforce safe and…

Home Based Business – Where Do I Start? Will I Need New York Workers Insurance?

Are you planning to start a home-based business in New York?  Before you launch your business it’s important to consider the insurance implications of working from your home, such as home insurance, business insurance and New York workers…

What Is Liquor Liability Insurance?

New York businesses that sell, produce, distribute or serve alcohol need to carry liquor liability insurance. Restaurants and bars where liquor is sold obviously need the protection of this type of insurance product but don’t forget that you…

Preparing for Workers’ Compensation Audits

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Are you organized for your workers compensation audits and do you know what they’re all about? It’s no secret that the word ‘audit’ tends to scare people, but as long as you have all the paperwork relating to whatever…

Strategic Planning for Effective Risk Management

Making sure you minimize the potential for financial losses in your business means being on top of all aspects of risk management NY. The key is strategic planning, right across the business, so that you can monitor risk factors and make ongoing…

Being Prepared for Workers Compensation Audits

The idea of audits of any kind may strike fear into business owners but this needn’t be the case. As long as you maintain accurate records and have the required information to hand, you shouldn’t experience any major difficulties. In this…

Preparing your Business for Possible Disasters

Preparation is the key to good risk management. NY weather patterns are changing and the unexpected is becoming more likely. It pays to allocate time specifically to implementing strategies to minimize business losses. The events of 9/11…

Workers Compensation Rates Heading Higher; AGAIN!!

Standard & Poor's the rating Agency that got so much so wrong during the financial meltdown may have gotten this one right, unfortunately. In their report just issued entitled "For The US Prop/Casualty Industry, Making Workers Compensation…

Record Keeping for Workers Compensation Audits

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As a business owner, you know that you may experience regular auditing – some audits you will initiate internally, to monitor your business progress. Others may be initiated by outside entities. The key to getting through an audit with the…