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The Importance of a Return To Work Evaluation Form

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What is a return to work evaluation form? Employers can provide their employees a return to work evaluation form to give to their physician when the employee suffers a work-related injury. The form can facilitate communication between the…
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Why Job Descriptions Save Money On Workers Compensation Insurance

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"Do I really need to write job descriptions?" We are asked this question constantly when we are setting up a workers compensation cost containment program. We say absolutely if you want to distinguish yourself AND save big bucks when you purchase…
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Best Workers Comp Class Codes For Adult Day Care Employees

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Virtually every business with employees is required to have workers compensation insurance, as this is mandated by state law contingent on where your company operates it's business.  It can be difficult to know what workers comp class codes…
CPAP Workers Comp Premium Credit

Is Your Construction Company Missing Your CPAP Workers Compensation Insurance Premium Credit

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If you are a construction company that purchases workers compensation insurance make sure you are receiving the CPAP workers compensation insurance premium credit. The Contracting Classification Premium Adjustment Program (CPAP) is a discount…
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Purchasing EPLI Insurance Coverage Can Protect You With Respect To NJ Wage and Payment Requirements

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When evaluating your insurance program an often overlooked coverage is Employee Practices Liability Insurance, or EPLI for short. Failure to properly pay a fair wage and calculate time worked including time off can land any unsuspecting business…
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Ladder Safety Plan Is Critical To Controlling NY Construction Liability Insurance Costs

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Why Ladder Safety Is Important To Controlling NY Construction Liability Costs Falls from elevated surfaces are frequently listed as one of the top 10 causes of accidents in the workplace. Most of these accidents occur due to failure to follow…
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Drive Other Car Coverage Helps to Bridge Auto Policy Gap

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If you provide company vehicles to your employees and these employees don’t have their own personal automobile insurance policy, a potential gap in coverage exists. To adequately cover commercial automobile liability, a drive other car endorsement…
5 why analysis

Looking for the Root Cause Of Your Problem ? Try Why Analysis

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Remember when your kids annoyed you by responding to everything you said with “Why?” Well, there was a genius to that tactic only children can impart.  The 5-Why Analysis is a method used to determine and understand the root cause of a…
5 why analysis

Why You Need Claims Management on OCIP Workers Compensation Claims

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CCIP or OCIP Workers Compensation claims can cost you a lot. Contractor Controlled Insurance Program (CCIP) and Owner Controlled Insurance Program (OCIP) are insurance programs that are designed to “wrap up” most, if not all, all of the…